It might be covered, but it might not. Some policies are fairly specific about what they'll cover. Furthermore, my insurance shouldn't have to pay for something that someone else did. If someone is driving through the neighborhood too fast, loses control, and crashes into my living room, his auto policy should pay for the damage and not my homeowners policy. The same principle should apply here.
WFTR
Bill
True, you are right. I heard on the news this morning that people who have property damage due to falling debris are being told to "send the bill to NASA." You KNOW that this is going to cause all sorts of fraud, though. Anybody with any type of prior roof problems is going to blame it on the shuttle, unfortunately.