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To: shortstop
Little Billy is 36 and as a good responsible member of society becomes offended if any liberty is taken away from him.

Little Billy does not wear a seatbelt while he is driving to show those State officials that they can't take away his liberty.

Little Billy is in a car wreck, and instead of being restrained by his seatbelt, he suffers 5 broken ribs and a series of lacerations along his face and neck.

Little Billy is taken to the emergancy room and is in surgery for 4 hours.

Little Billy is then hospitilized for 3 more days and the released.

Little Billy is homebound for another week as he is unable to go into the office.

It seems that Little Billy was broadsided by a City Utilities truck and Little Billy's sedan was forced into a light pole.

Little Billy's injuries and expenses, including the time off of work, are being paid for by the city's insurance since it was the city's driver who was at fault.

Little Billy, who wanted to maintain his liberty, costs the city and it's insurance company close to $300,000 in the settlement.

Who pays that cost? Well, the city pays a portion of it, plus the city's insurance premiums go up. That means that taxpayers pay a portion of Billy's settlement. That means that other people seeking insurance will pay, with their premiums, a portion of Billy's settlement.

Let's say that it wasn't a law, then Billy's lawyers could suggest suing the State for not making seat belts mandantory thus saving Billy injury and loss of work. Sadly, it is a law, thus closing off that avenue of cash for litagators.

But, hey, a LIBERTY (not even a "right") is worth thousands of lives a year and millions of dollars in taxpayer money, right?

51 posted on 01/27/2003 1:23:01 PM PST by Anitius Severinus Boethius
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To: Anitius Severinus Boethius
Billy's insurance company tells him that it doesn't cover accidents if he doesn't wear a seatbelt. Then:

A. Billy chooses to pay a higher premium to his insurance company to be assigned to a higher risk insurance pool with other people who choose to not wear seatbelts. City's truck hits Billy, Billy is covered. Nobody's insurance rates go up except those in the high risk insurance pool, who chose to share additional risk.

B. Billy chooses to not pay the higher premium. Then, in violation of his insurance contract, Billy chooses to not wear his seatbelt. City's truck hits Billy. Billy can't pay his bills and is SOL. Bleeding heart liberals socialists are beside themselves with remorse at poor (and stupid) Billy's predicament, but can't bring themselves to donate their own money for his hospital stay. And one of them says, "Why, thereottabealaw..." The rest is history.

61 posted on 01/27/2003 1:38:13 PM PST by freeeee
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To: Anitius Severinus Boethius
But, hey, a LIBERTY (not even a "right") is worth thousands of lives a year and millions of dollars in taxpayer money, right?

There is a price to pay for liberty or had you not heard? There's a whole generation that fought in Europe and the Pacific to quell totalitarianism and fascism and to preserve liberty. Or had you not heard?

Some of us advocate maximum rights and liberties for he maximum amount of people. And others, like you, don't.

79 posted on 01/27/2003 2:07:24 PM PST by Eagle Eye (And you shall know the STATE and the STATE shall make you free.)
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To: Anitius Severinus Boethius
Who pays that cost?

I have no idea how often that happens but let's assume that it happens every day.

Just how the heck did we get along so well in this country with no mandatory seat belt law (much less any seat belts) for so long?

Were we just totally in the tank and were too stupid to reocongize it?

Come to think of it we didn't have helmets, car seats for kids or even those dohickeys that people put over electrical outlets.

We did have bottle caps that you could actually open, open flame stoves and cabinets you could open without having to fiddle with the anti-kid thingie.

Must be I died in 1958 and don't even know it.

92 posted on 01/27/2003 2:32:00 PM PST by Proud_texan
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