It's possible that there was a female accomplice in there somewhere.
It's equally possible that there is no truth whatsoever to the story of the credit card being in a woman's name. We only get the information we are fed.
OTOH, if you only use a credit card for a cash withdrawl via an ATM, you only a need a PIN number to access the cash. I don't know what the limit is in other areas, but around here, it's usually $400 maximum at a time. The picture taken by most ATMs is probably pretty poor.
I personally don't put much stock in this story of a credit card. This guy was apparently smuggling people and tied into some sophisticated document forgers. He would have been too savy to ask for a deposit to a credit card. I believe the credit card story is probably a red herring.
Are we talking something beyond just robbing a card??...like computer hacking or an inside person.
I'd guess that bells and whistles would go off if you deposited $10 mil on you debit card or to any account for that matter.