[EVO X]

I was in very poor fiscal shape when I was 30...

I was debt free at 30, but didn't have any money. At 44 I can do a zero dump all and not worry about getting another job for a couple of years. I wouldn't even have to touch retirement funds.

[rohry]

"I was debt free at 30, but didn't have any money."

I was debt free with no money until I was 27. Then I got married, had two kids, bought a home and proceeded to try to borrow my way to a great fortune...