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Report: Teachers Using Loophole (to rip you off)
Associated Press ^ | Thursday, August 15, 2002 | DAVID HO

Posted on 08/15/2002 6:03:31 PM PDT by Dog Gone

WASHINGTON (AP) -- More than 4,800 public school teachers in Texas and Georgia used a Social Security loophole to qualify for increased benefits that during their lifetimes could amount to about $450 million, congressional investigators said Thursday.

Benefits are usually payable to the spouses of retired, disabled or deceased workers covered by Social Security. A 1977 law reduced those spousal benefits for state and local government workers who also receive a pension from work not covered by Social Security.

But the law allows workers to avoid that reduction in benefits if they are covered by both Social Security and their government pension during their last day on the job, the General Accounting Office said in a report.

The investigators said 4,795 teachers in Texas and 24 in Georgia have used this loophole, transferring briefly to jobs covered by Social Security before retiring.

In Texas, the teachers typically worked a single day in clerical or maintenance jobs before retiring, paying about $3 in Social Security taxes, the GAO said. In Georgia, teachers worked a year in another teaching position in a school district covered by Social Security.

Officials in both states told the GAO that use of the exemption would likely grow as more people become aware of it, the report said. Teaching associations and Web sites have been spreading information on how to use the exemption, the GAO said.

The investigators said they did not have time to confirm if government workers outside of Texas and Georgia were using the loophole, but the exemption could be used in about 2,300 government retirement plans in other states.

``Equal treatment under Social Security is impeded when over 4,800 people are changing jobs at the last moment, and even switching from teaching to janitorial work, in order to take advantage of a loophole,'' said Rep. Clay Shaw, R-Fla., who requested the report. Shaw said he has proposed legislation to address the problem.

The GAO said Congress should change the rules allowing the last-day exemption by setting a longer minimum time period to avoid abuses.

The Social Security Administration could not immediately be reached for comment Thursday, but the GAO said the agency agreed with the report's findings.


TOPICS: Crime/Corruption; Front Page News; News/Current Events
KEYWORDS: nea; socialsecurity

1 posted on 08/15/2002 6:03:31 PM PDT by Dog Gone
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The investigators said they did not have time to confirm if government workers outside of Texas and Georgia were using the loophole, but the exemption could be used in about 2,300 government retirement plans in other states.
2 posted on 08/15/2002 6:04:51 PM PDT by Dog Gone
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To: Dog Gone
Thought they needed 10 quarters of contributions at a minimum.
3 posted on 08/15/2002 6:06:28 PM PDT by A CA Guy
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To: Dog Gone
The investigators said they did not have time to confirm if government workers outside of Texas and Georgia were using the loophole, but the exemption could be used in about 2,300 government retirement plans in other states.

Betcha they'd find the time if private sector workers were doing this.

4 posted on 08/15/2002 6:09:45 PM PDT by Lizavetta
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To: Dog Gone
Which idiots created the loophole, and why?
5 posted on 08/15/2002 6:12:39 PM PDT by Clara Lou
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To: A CA Guy
Apparently not, or the GAO would certainly have noticed that.

This is clearly an orchestrated effort to raid Social Security. With a little investigation, I'm sure the "how to" manual could be found.

It just chaps my butt that Social Security is in danger of not being there for people who have paid thousands of dollars into it, and these folks can tap into it for $3.

Welfare frauds.

6 posted on 08/15/2002 6:12:47 PM PDT by Dog Gone
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To: A CA Guy
Thought they needed 10 quarters of contributions at a minimum.

Not so. It would appear that, for this "special situation" they only need one day. Nice, right? Of course they really wouldn't like to be called the Scumbags that they are, would they?

7 posted on 08/15/2002 6:17:27 PM PDT by jackbill
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To: Clara Lou
I don't know. This report isn't on the GAO website yet.
8 posted on 08/15/2002 6:17:48 PM PDT by Dog Gone
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To: Dog Gone
bump
9 posted on 08/15/2002 6:52:34 PM PDT by timestax
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To: Dog Gone
Let me get this straight. These people already have a fat
government pension and also want a free ride
on SS as well??
10 posted on 08/15/2002 7:11:59 PM PDT by jrp
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To: Dog Gone
That is our money they are stealing.
11 posted on 08/15/2002 7:12:12 PM PDT by Temple Owl
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To: jrp
It appears that way, and it appears that this story exposed only the tip of the iceberg.
12 posted on 08/15/2002 7:15:26 PM PDT by Dog Gone
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To: Temple Owl
Hey I worked 30 years in the private sector and military. Now that I'm teaching they are going to dock my social security benifits when I retire. Thats my money in there and I can't even get it because of my new jobs retirement system. That stinks. If that is the situation with these guys and they figured out a way to get there benifits then right on!!
13 posted on 08/15/2002 7:22:59 PM PDT by torn
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To: torn
This is to have access to the death benefits of their spouses, should the spouse pass first, not real live social security checks. I don't see why teachers were exempted
from the spouses death benefits in the first place!
14 posted on 08/15/2002 7:52:12 PM PDT by larry h
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To: Dog Gone
(rant coming on)

I wish I hadn't even come to this thread and read this report. Government employees (can't really use the term "workers" as government doesn't really produce anything) are the best protected species on the planet, yet they are always manuvering for more, More... MORE!!!

Then they want layers of MORE and they double and triple dip, yet that isn't even enough. All the while they bitch about not being compensated at the level of the private sectore, while denigrating everything to do with the private sector unless it is one of them sanctified Not-For-Profit Corporations.

I'm sick of the non-competitive suckers sucking and sucking and sucking while I pay a CPA a bundle I can ill afford every year to help me reduce my self-employment income to avoid (not evade) as much of that 15.3% SS and Medicare tax. So now when I get that earnings statement they put out, my benefits are gonna be spit in the ocean! Anyway you look at it, I'm screwed and they're gettin a great retirement without bein regulated to death like I am.

I have to be Licensed, Registered, Certified, Re-Educated and multi-level fees paid just to help people buy insurance and mutual funds!!! It's pathetic!!!

When I started in this business nearly 40 years ago, all I had to give the bastards was two dollars and two Wheaties box-tops!!! Government has done this to me and I'm pist!!! (/rant)

15 posted on 08/15/2002 9:11:50 PM PDT by SierraWasp
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To: torn
In Texas, the teachers typically worked a single day in clerical or maintenance jobs before retiring, paying about $3 in Social Security taxes, the GAO said.

If that seems fair to you, then I have nothing but disgust for you. Sorry.

16 posted on 08/15/2002 9:21:57 PM PDT by Dog Gone
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To: jrp
Teachers in Texas don't get a "fat government pension." Maybe they do in the big teacher's union states, but not in Texas.
17 posted on 08/16/2002 5:22:13 PM PDT by Clara Lou
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