If you ride long enough, you WILL go down.
Interesting, this is exactly what ended my use of a motorcycle as daily transportation. It was an elderly lady who made that left turn out of a side street onto a busy highway right in front of me. I was always very attentive for this sort of thing but the street she came out of was hidden by trees and I couldn't see her till she pulled out. Needless to say I laid it down going about 50. I wasn't very hurt because it had rained the previous day and I bounced on the soft muddy spongey ground. The bike was totalled. While in the ER getting my leg stitched up the Doc said I was very lucky and that in the ER they referred to two wheel transportation as "killcycles" becase they often just bag up the victims who come in. Well, the experience greatly reduced my amount of bike riding and I eventually quit altogether after my first child was born. I have to admit, though, I do miss it.