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FAQs on the digital euro Updated on 17 August 2026
ECB ^ | 17 Aug 26 | ECB

Posted on 08/27/2026 5:37:35 AM PDT by delta7

Q1. Why does Europe need the digital euro?

In a world where digital payments are rapidly becoming the norm, the use of cash is declining and the shift towards online shopping is accelerating. The digital euro would be a digital form of cash, giving consumers access to central bank money in digital form, complementing banknotes and coins.

The digital euro would make people’s lives easier by providing something that does not currently exist: a digital means of payment universally accepted throughout the euro area, for payments in shops, online or from person to person.

Like cash, the digital euro would be easily accessible, free to use when making or receiving payments and have legal tender status. It would also offer a high level of security and privacy and its offline functionality will ensure it is always available, even when there are connectivity issues or temporary power outages.

Moreover, the digital euro would preserve the monetary sovereignty of the euro area and strengthen Europe’s strategic autonomy by boosting the efficiency of the European payments ecosystem as a whole, fostering innovation and increasing its resilience to cyberattacks and technical disruptions.

In short, the digital euro would make payments simpler, safer and more efficient, while ensuring that European citizens and businesses can benefit from a trusted, future-proof means of payment in the digital age. By complementing physical cash, it would give Europeans the freedom to choose how they pay.

Further information on why we need a digital euro.

Q2. How could the digital euro boost Europe’s strategic autonomy?....


TOPICS: Business/Economy; Foreign Affairs
KEYWORDS: digitalmoney
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Cashless is coming. Programmable, no accountability, it will be the secret financial no fly list....and the poor EU smucks couldn't even vote on it.
1 posted on 08/27/2026 5:37:35 AM PDT by delta7
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To: delta7

The globalist dream is the elimination of cash.

This allows the government to monitor all of your transactions, and punish you if they don’t approve of your expenditures.

Why can’t folks see how deadly “ cashless “ would be?


2 posted on 08/27/2026 5:44:19 AM PDT by BrexitBen
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To: delta7

Reading the details, we find Digital holdings will not pay interest and will be subjected to limits designed to prevent citizens from withdrawing too much money from commercial banks, and presumably control payments....along with the loss of total privacy.

Evil, pure evil.


3 posted on 08/27/2026 5:45:15 AM PDT by delta7
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To: delta7

Digital transactions along a blockchain are good. The key is to make them decentralized. If they are not tied to central bank, transactions can be fast, efficient, and cheap. It could lead to a strengthening of the dollar worldwide.

But central bank issued currencies can be tracked and halted. You could be “shut off”; akin to the Chinese Social scores used to limit “liberty” in the People’s Republic.


4 posted on 08/27/2026 5:47:32 AM PDT by Vermont Lt
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To: BrexitBen

Why can’t folks see how deadly “ cashless “ would be?


Which brings up our digital currency. Trump and Congress passed a bill against the Federal Reserve instating cashless digital currency, BUT it expires in 2030.

From AI:

The provision banning the Federal Reserve from issuing a central bank digital currency (CBDC) expires on December 31, 2030. However, this does not apply to private stablecoins, which are exempt from this restriction

Expiration of the CBDC Ban
The provision that prohibits the Federal Reserve from issuing a central bank digital currency (CBDC) is set to expire on December 31, 2030.

Key Points
Scope of the Ban: This ban specifically applies to the Federal Reserve and does not extend to private stablecoins, which are exempt from this restriction.
Impact on Private Stablecoins: The exemption allows private stablecoins to operate without the limitations imposed on a CBDC, potentially fostering a more competitive digital currency environment.
This regulatory framework aims to balance innovation in digital assets while maintaining consumer protections and financial stability.

The Federal Reserve’s temporary CBDC ban, set to expire on December 31, 2030, would allow the Federal Reserve to issue a Central Bank Digital Currency after that date unless Congress acts to extend or make the ban permanent.


5 posted on 08/27/2026 5:50:08 AM PDT by delta7
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To: Vermont Lt

But central bank issued currencies can be tracked and halted


So are Stablecoins. If you think otherwise, dig deeper.


6 posted on 08/27/2026 5:52:23 AM PDT by delta7
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To: BrexitBen

“This allows the government to monitor all of your transactions”

Worse than that, the Feds (or maybe even some states) can just TAKE your money because they feel like it, for this social program or that and general redistribution of wealth. Or make payments on the the outrageous national debt, the list is endless. The Fed thieves will use the Sixteenth Amendment to justify anything they want to take from you.

Houses, businesses, savings, stocks, investments, anything they desire. Remember the Uniparty/deep state runs a lot of things, at least for now.

Granted many of us use very little cash for anything, yet opening the door for the feds/states to take what they want would be fatal. The commies winning all these elections lately would love this ‘free’ money to redistribute to go from partial socialism to purebred communism..


7 posted on 08/27/2026 5:59:40 AM PDT by quantim (Victory is not relative, it is absolute.)
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To: quantim

The commies winning all these elections lately would love this ‘free’ money to redistribute to go from partial socialism to purebred communism..


The bigger question is IF they regain the Congress, will they do away with the Federal Reserve abolition on CBDC’s until 2030? What I find alarming is the CBDC act was NOT made permanent, it was made to expire 1 Jan 2030.


8 posted on 08/27/2026 6:10:18 AM PDT by delta7
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To: delta7

Some government has stopped bitcoin? That would be interesting to read about.


9 posted on 08/27/2026 6:11:00 AM PDT by Vermont Lt
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To: delta7

Say that right now I have $20,000 in my checking account, $1500 under my mattress (for emergencies), and $200 in my pocket for everyday.

Under this system I assume the $20,000 would be kept, managed, monitored in pretty much the same way it is now, but where would the other $1700 be kept, managed, monitored?

In my phone?

In a card with a chip?

In a central data bank somewhere?

Or would the entire $21,700 be kept, managed, monitored in the same place?

If I’m robbed on the street now, I lose the $200 in my pocket.

If I’m robbed at home I lose $1700.

Under this system, if I’m robbed can I lose the whole $21,700 because, under threat of death to me or mine, I’m forced to access/transfer it on the spot through my phone or card? (Kind of like when a robber forces someone to go to an ATM and withdraw money.)


10 posted on 08/27/2026 6:41:05 AM PDT by KrisKrinkle (c)
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