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Bailing Out Chicago Would Send a Dangerous Message
City Journal ^ | 3 Apr 2026 | Thomas Savidge

Posted on 04/05/2026 12:06:27 PM PDT by Rummyfan

Chicago has seen better days. The city is losing residents and businesses and is digging itself deeper into debt just to maintain the status quo. Yet city officials show no intention of cutting back on spending.

This crisis, however, will have nationwide implications. An unconditional bailout will signal to other fiscally mismanaged cities that their irresponsibility can be rewarded.

At its core, Chicago’s fiscal problems are straightforward. For decades, the city has committed itself to unsustainable spending levels. While its ridership is declining, the Chicago Transit Authority (CTA) is flush with funds thanks to sales tax and driver fees. Chicago Public Schools (CPS) expenditures keep growing despite declining student enrollment. In addition to structural budget deficits, Chicago has some of the nation’s largest unfunded pension liabilities.

Meantime, residents are fleeing both Chicago and the State of Illinois. In the year ending last July 1, Illinois lost over 40,000 residents, many from Chicago and the surrounding suburbs. The Chicagoland area lost more than 35,000 residents either to other counties in Illinois or to other states. Despite an influx of 44,000 international migrants, blunting the effect of net domestic outmigration, government officials can’t conceal the city's fiscal irresponsibility.

Residents, bond investors, and credit rating agencies see the writing on the wall: the Windy City is headed over the fiscal cliff. Chicago’s credit ratings have been downgraded to BBB+, with rating agencies citing fiscal issues. While Illinois has enjoyed credit-rating upgrades in recent years (thanks to support from federal Covid-19 funds set to expire this year), Illinois still remains the worst-rated state.

(Excerpt) Read more at city-journal.org ...


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1 posted on 04/05/2026 12:06:27 PM PDT by Rummyfan
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To: Rummyfan

CLOWARD PIVEN.

This is what they want

Total failure of USA.

Genocide.


2 posted on 04/05/2026 12:10:56 PM PDT by Chickensoup
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To: Rummyfan

Trump to Chicago “Drop Dead”.


3 posted on 04/05/2026 12:13:02 PM PDT by ansel12 ((NATO warrior under Reagan, and RA under Nixon, bemoaning the pro-Russians from Vietnam to Ukraine.))
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To: Rummyfan

The rest of the United States have been rescuing big cities from their fiscal recklessness for decades.

They borrow against the future to buy votes, to keep the police on the side of corrupt administrations, and to fund enormous fraud and corruption.

The U.S. Government should only fund a bailout if those responsible are removed from power.

The Left does not care if they bankrupt the USA, they want it to happen (see Cloward Piven strategy).


4 posted on 04/05/2026 12:14:59 PM PDT by marktwain (----------------------)
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To: Rummyfan

That’s Illinois’ problem - nobody else.

Absolutely, positively NO BAILOUTS.


5 posted on 04/05/2026 12:15:32 PM PDT by FLT-bird
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To: Rummyfan

How many fiscal cliffs are we going to go over before we finally hit the bottom? 🤬

…I know! I know! “It’s fiscal cliffs all the way down!” 🫠


6 posted on 04/05/2026 12:15:53 PM PDT by BradyLS (DO NOT FEED THE BEARS!)
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To: ansel12

Chicago’s way ahead on that. Probably a parolee in a bunny suit pulling an automatic weapon out of his Easter basket in a backyard party now to face off against rival gang members.

News will say “a dispute among people who knew each other. The general community is not at risk now and can re-enter the cordoned off police perimeter. And Happy Easter.”


7 posted on 04/05/2026 12:17:44 PM PDT by frank ballenger (There's a battle outside and it's raging. It'll soon shake your windows and rattle your walls. )
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To: Rummyfan

Millions for law enforcement defense but not one cent for tribute to Chicago.

Nod to Robert Goodloe Harper who said “Millions for defense, but not one cent for tribute” in 1798.


8 posted on 04/05/2026 12:21:04 PM PDT by frank ballenger (There's a battle outside and it's raging. It'll soon shake your windows and rattle your walls. )
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To: Rummyfan

What happened when Detroit went bankrupt?

Summary: Some creditors took major losses

Chatgpt

1. Why Detroit went bankrupt

Several long-term problems came to a head:

Population collapse: From ~1.8 million (1950s) to under 700,000
Loss of manufacturing jobs (especially auto industry)
Shrinking tax base
Rising pension and healthcare obligations
Poor financial management and mounting debt
2. Emergency control

Michigan’s governor appointed an emergency manager:

Rick Snyder appointed Kevyn Orr to take control of finances
The manager had power to override local officials and restructure debt
3. Bankruptcy process (2013–2014)
Detroit filed under Chapter 9 (municipal bankruptcy)
Creditors (bondholders, unions, retirees) fought over who would get paid
A federal judge ruled Detroit eligible for bankruptcy, even allowing cuts to pensions (a controversial decision)
4. The “Grand Bargain”

One of the most important outcomes:

A deal involving:
The state of Michigan
Private foundations
The Detroit Institute of Arts
Money was pooled to:
Protect city-owned art from being sold off
Reduce pension cuts for retirees
5. What got cut or restructured

Detroit reduced its obligations significantly:

Debt reduced by billions
Pensions cut modestly (especially for some workers)
Retiree healthcare benefits sharply reduced
Some creditors took major losses
6. Public services reset

Before bankruptcy:

Slow emergency response times
Broken streetlights
Blight and abandoned buildings

After restructuring:

Investment in:
Police and fire services
Street lighting
Demolition of abandoned homes
7. Exit from bankruptcy
Detroit officially exited bankruptcy in December 2014
It had a leaner balance sheet and a long-term financial plan
8. What happened afterward (recovery & limits)

Improvements:

Downtown and midtown saw major redevelopment
New businesses and population stabilization
Better city services

Ongoing challenges:

Many neighborhoods still struggle with poverty and blight
Population remains far below its peak
Economic inequality persists
Bottom line

Detroit’s bankruptcy was essentially a reset button:

It wiped out a large portion of unsustainable debt
Forced painful cuts (especially to retirees)
Allowed the city to rebuild its finances and services

But it didn’t solve everything—it stabilized the city rather than fully restoring it.

If you want, I can break down who lost the most money (bondholders vs. pensioners) or compare Detroit to other cities that nearly went bankrupt.


9 posted on 04/05/2026 12:21:53 PM PDT by DeplorablePaul
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To: DeplorablePaul
Interesting post.

However, Detroit is not steeped in cultural marxism like Chiraq.

So bankruptcy would rupture the marxist teat, and they would riot. Daily.

They riot daily without bankruptcy, but almost always after dark. Bankruptcy would make the Miracle Mile and the business downtown district spaces unsafe in the daytime.

I'm all for it.

10 posted on 04/05/2026 12:40:18 PM PDT by StAnDeliver (Trump II)
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To: Rummyfan

Flood the state with Homeland Security and I.C.E.

Illinois has been invaded. Every village and city is full of illegals that are bancrupting schools and government services.


11 posted on 04/05/2026 12:46:44 PM PDT by stars & stripes forever (Blessed is the nation whose GOD is the LORD. ~ Psalm 33:12)
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To: marktwain

“... should only fund a bailout if those responsible are removed from power.”

It’s not as simple as that.


12 posted on 04/05/2026 12:46:59 PM PDT by cymbeline
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To: Chickensoup

They are content to let a well below average IQ mayor destroy their city. Let them rot. I have never seen anybody in any position of authority who is is outrageously stupid as that one.


13 posted on 04/05/2026 12:49:28 PM PDT by Cowgirl of Justice
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To: cymbeline

“... should only fund a bailout if those responsible are removed from power.”

It’s not as simple as that.


Yes, it is a complex problem. To give the same groups who are responsible for the problem, more money to squander, would not solve the problem.


14 posted on 04/05/2026 12:53:51 PM PDT by marktwain (----------------------)
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To: Rummyfan

CHICAGO HAS BEEN ROTTEN TO THE CORE BACK TO THE FIRST MAYOR DALEY...


15 posted on 04/05/2026 12:55:11 PM PDT by ridesthemiles (not giving up on TRUMP---EVER)
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To: Rummyfan

And they keep electing third world savages to run their city. Chicago is on a trajectory to becoming the next Detroit. /spit


16 posted on 04/05/2026 12:56:43 PM PDT by Flavious_Maximus (Tony Fauci will be put on death row and die of COVID!)
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To: Rummyfan
Oh heck no , no, no , no.

Bail out criminals such as Lightfoot and Johnson and the whole corrupt apparatus?

That would be wasted . The whole corrupt system would have to be ripped out to make a bail out make sense.

Sending any money to the clowns currently running the circus , would accomplish nothing.

The tentacles of corruption run deep . Perhaps a cow will kick over a lantern and burn it all down.

17 posted on 04/05/2026 1:07:44 PM PDT by OldHarbor
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To: Rummyfan
There's no reforming ‘progressives’, their rancid political ideologies need to be eradicated. Those ideas don't work anywhere, especially not in America.
18 posted on 04/05/2026 1:14:40 PM PDT by Bullish (My tagline ran off with another man, but it's okay... I wasn't married to it.)
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To: Rummyfan

Let’s watch the life cycle. Learn for America. Watch CA and NYC as well.

Let’s learn what demoncrats can do....to the vitter end. Maybe they morf into Reaganites utimately?

Wont know until we let them alone, all alone.


19 posted on 04/05/2026 1:14:54 PM PDT by If You Want It Fixed - Fix It
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To: Bullish

Amen! They ruined western North Carolina, and are starting to stink up East Tennessee.


20 posted on 04/05/2026 1:19:30 PM PDT by who knows what evil? (Hospitals are the most dangerous place on Earth! Dr. David Williams)
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