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It Will Take More than Low Interest Rates to Make Houses Affordable
Mises.org ^ | July 17, 2025 | Ryan McMaken

Posted on 07/18/2025 6:10:41 PM PDT by Angelino97

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To: FLT-bird

They don’t live on the streets so of course they rent houses.

Point is compared to US population their numbers are very small and therefore they can not affect house prices significantly. There are several other factors with much bigger impact on home prices.


41 posted on 07/19/2025 5:05:03 AM PDT by Bobbyvotes (TERM LIMITS IS THE ONLY WAY TO STOP CORRUPT CAREER POL ITIiCIANS. )
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To: Angelino97

i’ve been seeing this tripe since the 70;s when housing broke the 100k barrier. nobody can afford a house anymore, they wept. yet somehow people still buy houses and keep them. funny how that works. all these experts cry, weep and moan, but the average joe still buy his house and lives in it. he may struggle (i know i did), but people still continue to buy.


42 posted on 07/19/2025 5:20:03 AM PDT by camle (keep and open mind and someone will fill it full of something for you)
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To: willk
Get rid of 12 million illegal aliens and home prices will fall.

When prices rise, people complain because they can't afford a house.

When prices fall, people complain because they're losing equity.

43 posted on 07/19/2025 5:48:13 AM PDT by Angelino97
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To: woodbutcher1963

The question is legal versus illegal. I do know many citizens are having trouble finding anything but entry level, part time jobs. Remove the illegals and let’s figure out where we are.


44 posted on 07/19/2025 5:54:42 AM PDT by alternatives?
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To: Angelino97

All it will take is getting the illegals out of the country en masse.

Unfortunately, Trump has completely caved, or maybe more accurately, bait-and-switched us on that.

“They all have to go home”? Lasted about as long after election as “Lock her up”.


45 posted on 07/19/2025 5:56:32 AM PDT by 9YearLurker
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To: alternatives?

Exactly!


46 posted on 07/19/2025 5:57:54 AM PDT by 9YearLurker
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To: FLT-bird

No. Stop all work visas.


47 posted on 07/19/2025 5:58:18 AM PDT by 9YearLurker
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To: FLT-bird

Get rid of the 50 to 60 million illegals in the country!

There will be a massive economic adjustment, but the result will be glorious for all Americans.


48 posted on 07/19/2025 5:59:57 AM PDT by 9YearLurker
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To: Angelino97

Remove illegals. Also, I wouldnt mind some kind of property cap on people and businesses so that corps. stop buying up all the homes and renting them out.


49 posted on 07/19/2025 6:00:45 AM PDT by Marko413
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To: ducttape45

Century of Enslavement: The History of The Federal Reserve (2014 | FULL DOCUMENTARY)

https://rumble.com/v3yak4a-century-of-enslavement-the-history-of-the-federal-reserve-2014-full-documen.html The Solari Report https://solari.com/

They Are Gambling the National Security of the U.S. on a Single Point of Failure

https://youtube.com/watch?v=nIwTbiru4uk&si=X7lF8Jp0Jbye5chq

https://img.mewe.com/api/v2/photo/17rQgs0Kzkyjit1V9oZzy7JuJZaxAw3gWSAlCmbrplZoe0cLitXkddBEzuw/800x800/img?static=0

The Crossfire Hurricane Report’s Inconvenient Findings.

https://www.cato.org/commentary/crossfire-hurricane-reports-inconvenient-findings


50 posted on 07/19/2025 6:57:20 AM PDT by GailA (STOP COMPLAINING, AMERICA NEEDS YOUR FULL SUPPORT NOT SOMETIMES, ALWAYS.)
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To: Wuli

“You are splitting hairs. The fed has a whole raft of tools it uses to pressure the banking system to reach its target.”

Being accurate is not splitting hairs.


51 posted on 07/19/2025 6:58:06 AM PDT by TexasGator (/i.. logo About Issues Projects Products Connect Subscribe Invest June 19, 2025 | Insight '1-1111 -)
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To: Bobbyvotes

Can you provide a source for the .2% assertion? I have said it before in most cases there is nothing temporary about H-1B’s. They bring their spouses over on some othe immigrant visa and have an anchor baby or 2 in our country and never leave. I see it in my own city and communities.


52 posted on 07/19/2025 9:39:41 AM PDT by gawatchman ( )
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To: gawatchman

No matter if they bring spouse it is still only one house they need to rent. This thread is about why house prices are high. Not about spouses of h1-b visa workers.

You can do a simple search ..how many H1-B Visa’s are granted each year. Compared to USA population it is way less than fraction of 1 percent.


53 posted on 07/19/2025 9:46:53 AM PDT by Bobbyvotes (TERM LIMITS IS THE ONLY WAY TO STOP CORRUPT CAREER POL ITIiCIANS. )
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To: Macoozie
Median area home prices should be about 3 times the area median income.

Should be. However... taxes and fees are much higher now. It's ridiculous that sales taxes around here run 10 percent or more, when in the past they were about 3 to 4 percent. Same goes for property taxes, and income taxes. The government (all kinds) keep taking a larger bite out of earned income, making the cost of goods ever higher as a percentage net income.

The culprit is greed in government. And to a lesser extent, private entities. Why is it that tips were traditionally between 7-1/2 to 15 percent, yet restaurants are now demanding 20 to 25 percent? Here in California, a recent law lets restaurants charge an 18 percent cost of living fee, in addition to still wanting a tip to be paid?

The old days were better, since you had more of your income left over in order to buy stuff you needed.

54 posted on 07/19/2025 2:32:34 PM PDT by roadcat ( )
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To: woodbutcher1963
You do realize that much of the construction industry is now made up of illegal immigrants, don’t you?

I just had some new windows installed in my home today, by a local reputable firm. The three workers chatted away in Spanish while working. Only one worker spoke in English to us, one worker didn't understand any English. They did excellent work so I didn't ask if they were legal or not.

It seems to me that most local construction jobs at homes around me are done by Spanish speaking workers. Last year I had new fences installed, same thing. One exception is a deck I had built over a decade ago, they spoke Vietnamese but no English. Otherwise, Spanish speakers (I understand some due to classes I took in college, but not fluent).

55 posted on 07/19/2025 2:42:33 PM PDT by roadcat ( )
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To: roadcat

I live in a 55+ community in Palm Desert, in the summer I hand out ice cream to all of the landscapers it is hotter than hell out there, there is ONE of the 14 landscapers that speak a word of English I don’t know if they are legal but I can’t believe they work everyday in 120* weather keeping the golf course, trees trimmed, sprinkler systems, all maintained!! I really hate to say this HOWEVER I can’t imagine Caucasian’s doing this work in this heat, back in the day maybe, but NOT today they are far to spoiled!!!


56 posted on 07/19/2025 2:53:44 PM PDT by Trump Girl Kit Cat (Yosemite Sam raising hell )
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To: roadcat

Yes, similar story here even in NH.
I hired a local roofing company to replace the roof on my house.
They showed up the first week in May.
The foreman was a local white guy.
He mostly sat in the truck all day.
The crew all piled out of a van with MASS plates.
Six young guys and two young women.
The guys were all on the roof.
The ladies were primarily on the ground.
They were all from Ecuador.
They looked like the people that you see in the pictures from Machu Pichu.
People from up in the Andes.

None of them were over 5’ 4” tall.
However, I watched one of the ladies throw a bundle of shingles up on her shoulder and climb the ladder to the roof like it was nothing.
It was kinda impressive for a woman who may not have been 5’ tall.


57 posted on 07/19/2025 5:56:00 PM PDT by woodbutcher1963
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To: woodbutcher1963
However, I watched one of the ladies throw a bundle of shingles up on her shoulder and climb the ladder to the roof like it was nothing.

Marry a gal like that and be happy with your home improvement projects! My wife won't get on a ladder, can't blame her being in her 70's with weak bones. But she does help me carry lumber from my truck. Good catch, over 50 years now.

58 posted on 07/19/2025 6:06:24 PM PDT by roadcat ( )
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To: Trump Girl Kit Cat
... I can’t imagine Caucasian’s doing this work...

I hear you. I tried hiring a local young guy on the block to help me on back yard hill work. Caucasian. Always late to show up, talked a lot while taking lots of breaks, but eager to take the money (paid him by the hour, my mistake). I should have known better, his dad was too lazy to mow or dig his own lawn. Spoiled Americans (generally not 1st or 2nd generation, the laziness kicks in later). I wish foreigners coming here were all legal, until then we have to wait and see if citizens will actually get motivated to do hard work.

59 posted on 07/19/2025 6:17:30 PM PDT by roadcat ( )
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To: Bobbyvotes

$400k doesn’t get you a SFH in Lawrence, Massachusetts - the WORST crime-plagued city in Eastern MA.


60 posted on 07/21/2025 9:07:21 AM PDT by millenial4freedom (Government was supposed to preserve freedom, not serve as a jobs program for delinquents and misfits)
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