Trump takes on Fauxahontas's brainchild — the CPFB

American Thinker ^ | 03/28/25 | Julio Rivera

[SeekAndFind]

Since its inception in 2011, the Consumer Financial Protection Bureau (CFPB) has been the bureaucratic boogeyman in Washington’s regulatory funhouse -- a clunky Frankenstein monster stitched together to supposedly protect consumers, but seemingly engineered to duck accountability and congressional oversight while gleefully slathering red tape over financial institutions.

The CFPB was designed to be practically untouchable, a regulatory juggernaut armed with unchecked authority to dish out burdensome rules that are often more about power than protection. And for the better part of the last decade, it’s been strutting around like it owns the place. But that party may finally be winding down.

Enter Donald Trump, wielding his presidential wrecking ball like he’s got a grudge against excessive government overreach (spoiler: he does). His administration has already ordered the CFPB to pump the brakes on much of its work, and now Congress is actively joining the bulldozing efforts. It’s like an extreme regulatory makeover show, but with fewer smiling families and more bureaucratic temper tantrums.

This week, the U.S. Senate voted to dismantle the most recent CFPB regulation attempt -- one of the last bureaucratic brainchildren of the Biden administration, cooked up during its final gasp of control. The legislation now heads to the House of Representatives, where Speaker Mike Johnson is expected to keep the anti-CFPB momentum rolling.

The controversy, oddly enough, revolves around a pretty dry topic -- overdraft services. Yes, the political rumble is over the not-so-thrilling concept of whether or not banks can charge people for spending money they don’t actually have. Yet, under the Biden administration’s CFPB, this became a cause célèbre for Big Government’s white-knight ambitions.

[Jim W N]

Trump’s after the symptoms but hasn’t yet hit on the disease.

The symptom is the alphabet soup of endless unconstitutional federal gov’t agencies and bureaucracies.

The disease is allowing the U.S. Constitution to be ignored in the ever-expanding size and scope of of the federal gov’t and the resulting ever-shrinking of individual freedom. The more gov’t, the less individual freedom.

You can spend decades trying to “fix” the symptoms - the endless unconstitutional agencies and bureaucracies.

Or you can operate on the disease by abolishing the unconstitutional agencies and bureaucracies and reinstituting the U.S. Constitution as the Supreme law of the Land.

Dealing with the symptoms is palliative. Feels good but doesn’t ultimately cure anything.

Eliminating the the disease is curative.

Time for the Right and Patriots to stand up and proclaim whatever it takes to REINSTATE THE CONSTITUTION AS THE SUPREME LAW OF THE LAND over the Left and whatever entity opposes instating the Constitution as the Supreme Law of the land should be considered treasonous.

The Right and Patriots need to be VERY CLEATR about what this fight is REALLY for: a limited, constitutional, and legal federal gov’t and CUTTING DOWN THE $3+ TRILLION, 80%+ UNCONSTITUTIONAL PORTION OF THE FEDS.

It is a fight for FAITH and FREEDOM.

Same as it always was.

[ClearCase_guy]

I think that’s right.

A law passed by Congress is a seriosu thing. That’s how our government is supposed to work. But some little regulation, written by some little bureaucrat, in some little agency? A regulation written in 1978? 1996? 2011? Why should we be bound by this stuff? That’s not how the government is supposed to work. Sweep it all away and downsize government majorly. The sky will not fall and we will restore freedom.

[HYPOCRACY]

If it was dreamed up by that fake indian biotch it’s another money laundering operation. Shoot it dead. And find out how she got rich and throw her stank beaver in prison.

[ProgressingAmerica]

If we cannot get Congress to repeal the laws that created these monstrous bureaucracies, its all for naught.

The next President will simply revive the deep state.

[hanamizu]

The disease is allowing the U.S. Constitution to be ignored in the ever-expanding size and scope of of the federal gov’t and the resulting ever-shrinking of individual freedom.

---

Likely stems from SCOTUS rulings dealing with FDR’s New Deal. Consider, when Congress wanted to ban the sale and production of alcohol, it required a Constitutional Amendment. Twenty years later, when Congress wanted to ban many firearms, they could only partially achieve their goal by putting a high (for the time) $200 tax on the firearms.

Wickard v Filburn comes to mind, but I’m sure there are others. So, getting rid of this is going to take some serious SCOTUS reversals.

[Jim W N]

You have to decide whether you’re willing to be governed by the ever-changing whims, foolishness, tyranny, and oppression of the Rule of Man or governed by the free constitutional republic of the Rule of Law of the U.S. Constitution upon which the U.S. was founded.

America was founded to be governed by the Constitutional Rule of Law. As such, any law not pursuant to the Constitution should be considered null and void and should be ignored and at some point overturned (US Const., Art VI, Cl. 2).

The watchmen to guarantee federal compliance with the Constitution isn’t just Congress but all Three Branches of the feds as well as the States who ratified the Constitution to become part of the United States, and We the People.

Sorry to see you’ve already given up.

“We have not yet begun to fight!!!”

[Jim W N]

America was founded to be governed by the Constitutional Rule of Law. As such, any law or agency not pursuant to the Constitution should be considered null and void and should be ignored and at some point overturned and abolished (US Const., Art VI, Cl. 2).

The watchmen to guarantee federal compliance with the Constitution isn’t just SCOTUS but all Three Branches of the feds as well as the States who ratified the Constitution to become part of the United States, and We the People.

We are, after all, a gov’t OF the people, BY the people, and FOR the people.

[gibsonguy]

The Judiciary is the deep state firewall. They managed to keep the SC despite 3 Trump appointments.

[hanamizu]

The watchmen to guarantee federal compliance with the Constitution isn’t just SCOTUS

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Actually SCOTUS assigned itself that role in Marbury v. Madison, but as far as I am aware, that has never been challenged.

[Jim W N]

Marbury v. Madison doesn't exceed the authority of the Constitution itself.

This Constitution, and the Laws of the United States which shall be made in Pursuance thereof...shall be the supreme Law of the Land.

US Const., Art. VI, Cl. 2

To the degree Marbury v. Madison allows, guards, or protects the current $3+ trillion, 80%+ unconstitutional portion of the federal gov't, to that degree Marbury v. Madison must be ignored, nullified, and applied only according to the Constitution as written and originally intended.

[ProgressingAmerica]

That all sounds nice Jim, but there isn’t a mass of conservatives out protesting these days like there were during the Tea Party era. Everybody is just sitting around complaining.

And it would have to come back to Congress anyways to repeal the laws that created these bureaucracies.

The only legislation I’m aware of is Thomas Massie created a bill in January that would repeal properly the Department of Education.

You see the rest of Congress in a hurry to get that law passed? Yeah me neither.

[Jim W N]

“Conservatives” per se often miss the mark when they put maintaining the status quo above needed change and restoration. I’m looking for Patriots who believe in our Free Constitutional Republic.

To reiterate, if a congressional law is clearly unconstitutional, it is up to the President, the Courts, the States, and the People to not enforce it, nullify it, and seek it’s abolishment.

Start with the heinous, unconstitutional 1964 Civil Rights Act.

[cgbg]

All true—but that is actually a reason to cut and slash staff, dollars and agencies now.

When most folks don’t miss them that sends a positive message for the next election—we were getting scammed and the President (and hopefully Republicans) did something about it.

If you vote for the other guys you get to be scammed again...