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Why are homeowners losing coverage after installing solar panels?
https://www.insurancebusinessmag.com ^ | 9/24/24 | By Terry Gangcuangco

Posted on 09/28/2024 11:49:53 AM PDT by RomanSoldier19

A homeowner’s plan to make his home greener by switching to a heat pump and installing solar panels in 2023 took an unexpected turn when his then insurance company, CAA, nearly cancelled his policy over the upgrades – eventually pulling coverage entirely due to the solar panels.

A CBC News report cited Adam Szabo as saying: “I was confused, of course. I’m like, ‘What do you mean?’ It just doesn’t make sense, right?”

Szabo’s desire to boost his property’s value, reduce environmental impact, and lower energy costs was overshadowed by insurance complications he didn’t foresee.

(Excerpt) Read more at insurancebusinessmag.com ...


TOPICS: Business/Economy; Canada; Front Page News; Government; News/Current Events; Politics/Elections
KEYWORDS: ecars; homeinsurance; insurance; solar; solarpanels; war
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To: Jamestown1630

After replacing my roof with a 30 year warranty, I put up my own solar array going thru the permit process etc.
Except for a $7.49 a month “subscription” to the power company, I have no bill all year long.
I even supplement my Tesla S charging with about 35% coming from the solar on a yearly basis.
LiFePo4 battery backup bank and all the hot water I need.
Power out? So what? I have a completely transparent set/reset when power goes out and comes back. I don’t even notice when it happens until somebody calls me to ask if my power is out.

I am by no means a touchy feeley lib either. Trump 2024 !


81 posted on 09/28/2024 3:54:10 PM PDT by Senormechanico
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To: BobL

Most probable

Solar panels drilled through your roof act sails and compromise it’s ability to hold tight.sail away, sail away, sail away

Enya


82 posted on 09/28/2024 4:18:23 PM PDT by baclava
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To: algore

Or LiFePo.🤔


83 posted on 09/28/2024 4:29:59 PM PDT by BiteYourSelf ( Earth first, we'll strip mine the other planets later.)
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To: BiteYourSelf

Definitely the best option, no chance of fire, and prices are coming down. There is also no real need for the extra energy density of lithium ion batteries in a home installation.


84 posted on 09/28/2024 4:42:02 PM PDT by allblues (God is neither a Republican nor a Democrat but Satan is definitely a Democrat)
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To: ronnie raygun

because its a scam
*******************************

Everybody is a crook and everybody is a liar and everything is a scam. Solar panels are just one more thing to go wrong.

I also hate how complicated cars are now.


85 posted on 09/28/2024 4:42:49 PM PDT by Diversity Is Our Weakness
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To: TStro

The REAL problem is, if your house catches fire, the fire department won’t fight it because of the risk of electrocution. Can’t turn the electricity off in the daytime.
********************************

First time i heard that so i just did some research and looks like there is some truth to it. It’s routine for firemen to cut the electricity going into a house on fire, but they can’t usually do that with solar. And it’s 600 volts. Plus the added weight increases the chance of a roof collapse.

https://www.lafra.org/solar-safety-for-firefighters-the-myths-and-the-facts/


86 posted on 09/28/2024 4:59:06 PM PDT by Diversity Is Our Weakness
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To: RomanSoldier19

Anything attached to the roof other than the roofing material, shingles, steel, tile or whatnot, is a problem. Roofs need attention and maintenance none of which can be done with solar panels in place. And, a little roof system with all its hardware for a tiny footprint has no chance competing with a solar farm of a few hundred acres of panels long term and once the incentives are gone.


87 posted on 09/28/2024 5:04:16 PM PDT by anton
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To: libstripper

A relative friend home had hail damage in Minneapolis, Minn area this summer and he got a new roof after paying the deductible.


88 posted on 09/28/2024 5:12:04 PM PDT by minnesota_bound (Need more money to buy everything now)
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To: Qwapisking

#22 My aunt & uncle’s skylight had water leaks less then 10 years after installation. This in sunny California where it rains 12” in a year and not a single storm like in Minnesota where I am from.


89 posted on 09/28/2024 5:15:28 PM PDT by minnesota_bound (Need more money to buy everything now)
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To: CatOwner
Here's a solar farm after a hurricane:


90 posted on 09/28/2024 5:47:22 PM PDT by NautiNurse (With a cough and a sputter, the original lying dog-faced pony soldier is led out to pasture. )
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To: BobL

When I get it fixed (fortunately the damage was on an overhang) it will cost a bunch. Of course, it was the satellite company before the new one....so, the cost will be on me or maybe home insurance.

New dish in on a post in the ground.


91 posted on 09/28/2024 7:35:45 PM PDT by WHATNEXT?
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To: 1FreeAmerican

The solar panels add weight to the roof somewhere around 4 pounds a square foot. In a northern climate they may also cause more snow load to build. For newer homes this may not be problem, but you would be foolish not to do a structural analysis, especially on an older home, that may have had a second roof installed over the original.


92 posted on 09/28/2024 7:58:40 PM PDT by Boiler Plate ("Why be difficult, when with just a little more work, you can be impossible" Mom)
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To: vivenne

It varies by jurisdiction.

Trainwreck.

Behooves the homeowner to do due diligence.


93 posted on 09/28/2024 8:17:51 PM PDT by logi_cal869 (-cynicus the "concern troll" a/o 10/03/2018 /!i!! &@$%&*(@ -)
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To: Senormechanico

I’m glad it’s working for you.


94 posted on 09/28/2024 8:45:20 PM PDT by Jamestown1630 ("A Republic, if you can keep it.")
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To: vivenne

There is no snow UNDER the panel so the with panel weight is about +1-3%. The issue is with the racking system and it’s load ratings (combined with the panel load rating). However that combined load is calculated with the truss roof structure, and the added connections from the solar racking system generally equals an increase in the truss load capacity.


95 posted on 09/28/2024 8:53:51 PM PDT by 1FreeAmerican
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To: RomanSoldier19

Because Insurance companies are not stupid. They look at the risks and apply the proper premium for those risks or even cancel the policy. I have had my roof replaced twice in the last 17 years due to hail, I live in Texas. If I had a solar system installed on my roof the replacement costs would have been double or more. for my insurance company.

Oddly those solar panels are pretty damn strong strong to a small hail storm. A big storm wipes them out. If a hail storm damages your roof but the panel are okay one must still remove the solar panels and repair he roof and then install them again at great cost.

SOLAR PANELS SUCK. Nuclear power is great. Virtually zero CO2 emissions least the construction. Oddly CO2 is plant food. Nuclear waste from those plants is easily handled but politics will not allow this. Thus we have much nuclear waste in holding ponds that should be in deep salt strata in the earth.


96 posted on 09/28/2024 10:01:45 PM PDT by cpdiii (cane cutter, deckhand, oilfield roughneck, drilling fluid tech, geologist, pilot, pharmacist ,MAGA)
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To: cpdiii

you think, you live in a sane world, you do not,

i feel , i feel i feel, thefore i am


97 posted on 09/28/2024 10:08:42 PM PDT by RomanSoldier19 (Res ad Triarios venit;“We are your ghosts, in this game played by monkeys, organized by lunatics” )
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To: BiteYourSelf

“Or LiFePo.🤔”

I want FeFiFoFum batteries, where the energy is stored into the cloud.

after the giant cloud is charged you plant some beans and they act as energy conductors as they grow and tap into the cloud :)

I think I am going to see if I can get govt grant to study this if she wins, I mean what could go wrong ?


98 posted on 09/28/2024 10:44:52 PM PDT by algore
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To: algore

massive gas.😲


99 posted on 09/28/2024 11:55:12 PM PDT by BiteYourSelf ( Earth first, we'll strip mine the other planets later.)
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To: sphinx

We use transparent aluminum


100 posted on 09/29/2024 11:28:47 AM PDT by al baby (I know sarcasm )
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