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Trump slams taxes on Social Security benefits. But what happens if those taxes go away?
MarketWatch ^ | Andrew Keshner

Posted on 08/01/2024 3:58:42 AM PDT by RoosterRedux

Senior citizens shouldn’t be paying taxes on their Social Security benefits, former President Donald Trump said Wednesday, floating an idea that could lighten the federal income-tax load for about 40% of recipients.

At the same time, a tax exemption of this magnitude could also speed up the financial woes for Social Security and add a deep bruise to the deficit, according to one analysis.

...

If an individual’s combined income is between $25,000 and $34,000, they’ll pay income taxes on up to half of their benefits. Past the $34,000 mark, up to 85% of the benefits are taxable depending on the amount of combined income.

Combined income is a taxpayer’s adjusted gross income, plus their nontaxable interest and half the amount of their Social Security benefits, according to the Social Security Administration.

For married couples, up to half the benefits are subject to income tax if their combined income is between $32,000 and $44,000. Beyond $44,000, up to 85% of the benefits may be taxable.

Around 40% of Social Security recipients have to pay federal income taxes on the benefits they receive, the Social Security Administration said.

It’s a new twist in Trump’s tax ideas as he runs to get back to the White House. Trump has already called for no income tax on tipped income. The “no tax on tips” idea has won Republican supporters.

The income-tax exemption for Social Security benefits already has some GOP backers. Rep. Thomas Massie, a Republican from Kentucky, pointed Wednesday to a bill he previously introduced to end the “unjust double tax on Social Security benefits.”

(Excerpt) Read more at marketwatch.com ...


TOPICS: Business/Economy; News/Current Events; Politics/Elections
KEYWORDS: ss; sstaxes; taxes
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1 posted on 08/01/2024 3:58:42 AM PDT by RoosterRedux
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To: RoosterRedux

A republican president started the tax. A republican president gets rid of the tax. I like it. Go Donald!


2 posted on 08/01/2024 4:02:45 AM PDT by napscoordinator (DeSantis is a beast! Florida is the freest state in the country! )
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To: All
What the author of this article doesn't understand is that paying taxes to the Treasury out of your Social Security doesn't help Social Security...it only helps the Treasury.

If retirees were taxed on earnings and then had to pay that tax into the Social Security Fund, it would be a different matter.

And BTW, though this article doesn't mention it, a retiree will have to pay taxes out of his Social Security if his unearned income exceeds a relatively modest amount (calculation of that amount is on Form 915 and ain't easy to determine). In other words, if you sell a stock with long-term capital gains above the trigger amount and move that money into another stock (with NO CASH coming to you), your SS will be taxed.

3 posted on 08/01/2024 4:04:32 AM PDT by RoosterRedux (Take Trump off ballots. Fail. Take his money. Fail. Put Him in jail. Fail. Assassinate him. Fail.)
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To: RoosterRedux

Fire a bleepload of bureaucrats.

Problem solved! 😀


4 posted on 08/01/2024 4:05:08 AM PDT by mewzilla (Never give up; never surrender!)
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To: RoosterRedux

There is a joke going around to the effect that: “If we can just print money, then why am I paying taxes?”

$35T debt.
76% of tax revenue goes to pay just the interest on our debt.

And we spend more and more. Money that we just don’t have. But it hasn’t collapsed yet.

I’m no economist, and I can’t picture how it would work, but I suspect that we are going into a new paradigm. I think taxes may become a lot less important. Don’t tax tips. Don’t tax Social Security. Don’t tax estates. The government will just print money and the world will go on.

Of course, that’s “impossible”. And everyone can see that “it would never work”.

But $35T debt seems to work just fine. I guess. Just tax the bejeezus out of us and still rack up trillions in additional debt. That sure makes sense.


5 posted on 08/01/2024 4:06:39 AM PDT by ClearCase_guy (It will be Michelle.)
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To: RoosterRedux

Almost no media are reporting this.


6 posted on 08/01/2024 4:08:00 AM PDT by Lee'sGhost ("Just look at the flowers, Lizzie. Just look at the flowers.")
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To: RoosterRedux

Starve the beast!

NO taxes on tips and SS.

Trump 2024


7 posted on 08/01/2024 4:10:06 AM PDT by Oldeconomybuyer (The problem with socialism is that you eventually run out of other people's mone)
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To: napscoordinator

Social Security was a tax when it was taken out of the paychecks of every American and matched by their employer, then when the person gets old enough to start withdrawing the tax, the government wants to tax it again, seems to me that has always been double taxation.


8 posted on 08/01/2024 4:10:08 AM PDT by srmanuel
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To: RoosterRedux

Did you see what Australia has done. ..

https://www.afr.com/policy/tax-and-super/why-the-3-million-super-tax-has-turned-into-a-mess-20240731-p5jxu5


9 posted on 08/01/2024 4:13:21 AM PDT by mewzilla (Never give up; never surrender!)
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To: Lee'sGhost

They will eventually when they have been issued the democrat talking points


10 posted on 08/01/2024 4:13:31 AM PDT by italianquaker
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To: RoosterRedux

The biggest problem with taxation of social security benefits is that the various “thresholds” have NEVER BEEN ADJUSTED/INDEXED FOR INFLATION. So thresholds that in the early 1980s limited such taxation to TRULY high income taxpayers they no longer do. So what we got was, in essence, creeping tax increases on social security benefits.

https://www.usatoday.com/story/money/taxes/2023/06/15/are-social-security-benefits-taxable/70325043007/


11 posted on 08/01/2024 4:15:35 AM PDT by House Atreides (I’m now ULTRA-MAGA-PRO-MAX)
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To: mewzilla
Fire a bleepload of bureaucrats.

When big government pundits talk about tax reduction, they see it as the assault on government’s “right” to people’s income. Government needs to live within a budget that doesn’t infringe on my rights to keep my income.

12 posted on 08/01/2024 4:16:12 AM PDT by johniegrad
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To: mewzilla
Fire a bleepload of bureaucrats.

When big government pundits talk about tax reduction, they see it as the assault on government’s “right” to people’s income. Government needs to live within a budget that doesn’t infringe on my rights to keep my income.

13 posted on 08/01/2024 4:16:13 AM PDT by johniegrad
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To: RoosterRedux

At a minimum, index the threshold that causes taxes on SS. I don’t think it was ever increased - that’s why so many owe taxes now


14 posted on 08/01/2024 4:18:57 AM PDT by 11th_VA (Celebrate Climate Change !!!)
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To: 11th_VA
What shocked the hell out of me this last year was how merely moving money from one stock to another--creating a long term capital gain that was not in itself taxable to me because it was below the threshold of regular income--created a tax liability for my SS income.

I didn't take any cash out of that stock account and just moved money...but I got a bill from the IRS.

15 posted on 08/01/2024 4:26:50 AM PDT by RoosterRedux (Take Trump off ballots. Fail. Take his money. Fail. Put Him in jail. Fail. Assassinate him. Fail.)
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To: RoosterRedux

Save Money. Get rid of Department of Education, Department of the Interior, ATF, pare down the IRS, cut down number of aides to Congress. Privatize the USPS.


16 posted on 08/01/2024 4:38:03 AM PDT by wetgundog
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To: RoosterRedux

Um the economy improves and total tax revenue actually goes up. Realities of over-taxation 101.


17 posted on 08/01/2024 4:47:38 AM PDT by piytar (Remember Ashli Babbitt and Rosanne Boyland!)
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To: RoosterRedux

Why is spending trillions of the peoples money never a problem but reducing taxes always is billed as bringing financial ruin to the country? Social Security is money I earned but never received and now when I am to receive the money I earned that was withheld from my paychecks the Government makes me pay income taxes on that money. Perhaps if we hadn’t spent untold billions on a no win war in Ukraine, hadn’t built a multi million dollar pier in Gaza that was destroyed by the sea in a matter of weeks only to have the million in humanitarian aid that managed to get unloaded stolen by Hamas or sent millions to finance Chinese bioweapons research at the Wuhan lab we could “afford” to give retirees a tax break


18 posted on 08/01/2024 4:49:29 AM PDT by The Great RJ (Example of )
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To: wetgundog

Hear, hear!!!!!!!!!!!!!!!


19 posted on 08/01/2024 4:56:06 AM PDT by JBW1949 (I'm really PC.....Patriotically Correct)
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To: napscoordinator

I believe that the congress is the branch that creates new taxes.


20 posted on 08/01/2024 4:57:30 AM PDT by weezel
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