IMHO the lie of “disparate impacts” harms young blacks as well by telling them the lie that there’s no reason to try to be successful in life because hiding underneath every bed is a white supremacist who’ll take it all away.
Give a person a home loan they can’t manage and they get to add a foreclosure to their credit rating. Give a person a college loan who isn’t prepared for college and you create a dropout with a huge loan they have to pay off with no credentials to put on their job resume.
Nope.
Just certain cultures within the 'civilization'.