The “crime” is that Trump allegedly misclassified the payments as business expenses instead of personal expenses. But in order for such misreporting to be a felony, it has to be done in concealment of some other crime (otherwise it’s a misdemeanor), which Bragg asserts is violation of (unidentified, last I knew) campaign finance laws. And a misdemeanor would have long since had its statute of limitations run (and even many of the allegedly false reporting still have had the SOL run even as felonies).
Of course had Trump classified them as personal payments, Bragg could have simply brought the exact same case alleging that they should have been classified as business payments.
Actually, I’d like to see the actual writings and the actual disbursement record. Was he really supposed to write payment to “......” to shut her up about a false accusation while this election is going on. It was not a personal expense...it was a legal matter, plain and simple.