I just paid off my car early.
It is wise to do the maintenance on our current vehicles now, rather than delay the work, to keep them running strong for more years. Parts availability may diminish and repairs will only become more expensive. Better if you can also do your own maintenance work and even purchase the parts for upcoming things like brakes and oil/filter now, rather than later. Prices will only go up for those materials and new or used vehicle prices will certainly increase.