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Homeowners in these cities feel ‘trapped’ in their mortgage: report
The Hill ^ | 08/14/2023 | ALIX MARTICHOUX

Posted on 08/14/2023 5:58:06 AM PDT by ChicagoConservative27

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Very mixed list. From CA to GA
1 posted on 08/14/2023 5:58:06 AM PDT by ChicagoConservative27
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To: ChicagoConservative27

What homeowner has NOT felt “trapped” by a mortgage at some point in time?


2 posted on 08/14/2023 6:03:39 AM PDT by ProtectOurFreedom (We are proles, they are nobility.)
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To: ChicagoConservative27

Florida is still hot. Of course most coming from the north are able to pay cash for their new home which helps them a lot.


3 posted on 08/14/2023 6:03:47 AM PDT by napscoordinator (DeSantis is a beast! Florida is the freest state in the country! )
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To: ChicagoConservative27

4 posted on 08/14/2023 6:04:01 AM PDT by Magnum44 (...against all enemies, foreign and domestic... )
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To: ChicagoConservative27

It would be curious to take this list...mesh it with drug abuse/crime, and see how the regions develop.

From the top ten....most have democratic mayors/city councils in charge.

Flagstaff (#9)? If you were looking for retirement options, this is a cold weather spot (unlike the southern half of the state).


5 posted on 08/14/2023 6:04:37 AM PDT by pepsionice
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To: napscoordinator
Florida is still hot. Of course most coming from the north are able to pay cash for their new home which helps them a lot.

One big hurricane and the collapse of the insurance industry will take care of that.

6 posted on 08/14/2023 6:05:15 AM PDT by dfwgator (Endut! Hoch Hech!)
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To: ProtectOurFreedom

“What homeowner has NOT felt “trapped” by a mortgage at some point in time?”

*************

Goode point. I guess those with no mortgage are also “trapped” then. LOL


7 posted on 08/14/2023 6:06:40 AM PDT by Starboard
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To: dfwgator

Some are going without insurance. They have the money to rebuild if necessary. I’m not in the position and so far my homeowners went up 209 a year. Depends on the insurance company. I’m hoping USAA hangs in there.


8 posted on 08/14/2023 6:09:07 AM PDT by napscoordinator (DeSantis is a beast! Florida is the freest state in the country! )
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To: ProtectOurFreedom

My first thought as well......nobody holds a gun to your head to buy a home.

Everybody thinks they are owed everything free nowadays.....just one more sign of the ongoing deterioration of society IMO.


9 posted on 08/14/2023 6:09:15 AM PDT by V_TWIN (America...so great even the people that hate it refuse to leave!)
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To: dfwgator

“One big hurricane and the collapse of the insurance industry will take care of that.”

**********

Fort Myers, FL suffered a big one (Ian) and the real estate market was surprisingly resilient. Lots of cash purchases still.


10 posted on 08/14/2023 6:10:24 AM PDT by Starboard
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To: napscoordinator

And then when they get here they bitch about every little thing incessantly.


11 posted on 08/14/2023 6:11:05 AM PDT by V_TWIN (America...so great even the people that hate it refuse to leave!)
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To: Starboard
Fort Myers, FL suffered a big one (Ian) and the real estate market was surprisingly resilient. Lots of cash purchases still.

Just need to have the home inspected for MOLD and insects.

12 posted on 08/14/2023 6:12:15 AM PDT by 1Old Pro
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To: napscoordinator

You get another Andrew, and there won’t be another insurance company that will survive it.

Plus the property taxes are skyrocketing and the folks who have their property tax rate increases controlled, won’t budge.

I looked into perhaps moving back to Florida, and I concluded it wasn’t worth it given these things. Actually if I did move back to Florida, I would consider the Gainesville area, more than South Florida.


13 posted on 08/14/2023 6:12:18 AM PDT by dfwgator (Endut! Hoch Hech!)
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To: Starboard

Fort Myers has grown to be sure, but it still isn’t Miami-Fort Lauderdale.


14 posted on 08/14/2023 6:12:54 AM PDT by dfwgator (Endut! Hoch Hech!)
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To: V_TWIN

“just one more sign of the ongoing deterioration of society IMO.”

**********

Key point you make there my FRiend. That is perhaps the most fundamental problem we face now.

And its not easy to reverse. Just ask the Romans.


15 posted on 08/14/2023 6:13:00 AM PDT by Starboard
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To: V_TWIN

The commie band, Crosby, Stills and Nash had a song with a chorus line that says, “…teach your children well…” Even they offer sage advice at least about spoiled children.


16 posted on 08/14/2023 6:14:54 AM PDT by bigfootbob (Arm Up and Live Free!)
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To: bigfootbob

But then they had to ruin it with “Teach your parents well....”


17 posted on 08/14/2023 6:16:08 AM PDT by dfwgator (Endut! Hoch Hech!)
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To: dfwgator

I don’t know about collapse but after Ian several are pulling out of Florida. Farmers for one.

They said it was “necessary to effectively manage risk exposure”.....IOW they didn’t want to pay out any longer.

Funny how auto carriers aren’t dropping EV owners for the same reason.

Considering those things have the bad habit of bursting into flames for no apparent reason you’d think insurance companies would be tripping all over themselves to stop that bleeding.


18 posted on 08/14/2023 6:18:39 AM PDT by V_TWIN (America...so great even the people that hate it refuse to leave!)
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To: 1Old Pro

Absolutely true. Due diligence is essential.

A lot of structures in Fort Myers Beach were not built to modern standards. The replacement structures will be built much better to withstand storms; that’s one good thing to come out of this disaster.


19 posted on 08/14/2023 6:18:50 AM PDT by Starboard
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To: ChicagoConservative27

“Come! Come to the city! We have museums and zoos and gourmet dining and theaters! We have many jobs! Come! Come and see what man can do! Come and see what Democrats can do!”


20 posted on 08/14/2023 6:19:25 AM PDT by blueunicorn6 ("A crack shot and a good dancer” )
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