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To: Secret Agent Man

My family doesn’t use credit cards at all, a la Dave Ramsey.


14 posted on 08/08/2023 7:03:24 PM PDT by ViLaLuz (2 Chronicles 7:14)
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To: ViLaLuz

I get 5% rewards for every dollar I charge to my GM card. When that rewards balance builds to $3500 (it takes 7 years) then I go look at new GM cars and use the rewards balance to knock off $3500 more form the final deal I made. I think we bought 5 new cars with GM rewards so far saving $17,000+


21 posted on 08/08/2023 7:09:45 PM PDT by entropy12 (Career politicians like DeSantis build wealth. Trump sacrificed his wealth to serve people.)
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To: ViLaLuz
My family doesn’t use credit cards at all, a la Dave Ramsey.

Dave Ramsey has lots of dumb advice. I have credit cards and use them for almost everything. I just pay them off in full every month.

26 posted on 08/08/2023 7:26:32 PM PDT by AlaskaErik (There are three kinds of rats: Rats, Damned Rats, and DemocRats.)
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To: ViLaLuz
My family doesn’t use credit cards at all, a la Dave Ramsey.

I haven't had a CC in 20 years. If I can't afford it, I don't buy it.

48 posted on 08/09/2023 3:24:14 AM PDT by BlackbirdSST (Trump or Bust! Long live the Republic.)
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