There was an article the other day about that. It seems a guy was in an EV truck and got into a fender bender. The insurance estimated $1,700. The actual repair cost was $42.000.
Some people are going to have take out loans to get their EV’s repaired. Of course the industry will be happy to lend them the money for repairs (at usurious rates) or sell them a buyer protection plan, which won’t be cheap.