“We literally talked about where we were having disagreements and ideas. So to me that’s productive. Not progress, but productive.”
McCarthy
https://abcnews.go.com/Politics/biden-mccarthy-talk-debt-ceiling-10-days-left/story?id=99506699
When it comes down to it, the usual tips like cutting up your credit cards and making coffee at home do work, but there are even more clever ways of getting out of debt we want to share with you—28 ways, in fact!
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28 Ways to Get Out of Debt - Ramsey (ramseysolutions.com)
But first, you must have the DESIRE to change your spending habits!