I suggest everyone also do what he can at home to make sure you're not adding to the energy bills with bad insulation, unsealed cracks, inefficient appliances, or even appliances that somewhat work against each other (i.e. water heater tank in living quarters adding some radiant heat while you're trying to cool the home). Frankly, I'm embarrassed at how long I waited until I did that kind of deep dive and could have saved money for years without lowering our habits and comfort.
I’m super efficient, and I enjoy the game, but your point is important, and super insulation is about more than just money it is about comfort and consistent temperatures.
Sitting next to an insulated wall feels completely different than sitting next to an uninsulated wall, regardless of the air temperature.
Something I have trouble convincing people of is whole-house fans, I monitor the temperatures in rooms and outdoors and use the whole-house fan to assist in both the heating and cooling of the house depending on what I can get from outside.