Something about all this seems counterintuitive. Down is up, white is black, night is day, right is wrong. Just more of the affirmative action reverse psychology this regime adheres to so tenaciously. Are they being wrong-headed on purpose, or are they really that sh*thouse-rat crazy?
There also seems to be a serious lack of details here. Since when does the Federal government set interest rates for mortgages? I signed a mortgage on a home a few years ago, and the interest rate was negotiated between me and various lenders.