[fwdude]

Insurance companies are being told that they must bear the brunt of this massive expense. They cannot pick money from a forest of money trees, so they must get the required funding from policy holders in the form of much higher policy premiums. It doesn’t matter if these are private insurers or ACA companies. Money has to be found.

So much for “affordable.”

[Myrddin]

Insurance companies are being told that they must bear the brunt of this massive expense. They cannot pick money from a forest of money trees, so they must get the required funding from policy holders in the form of much higher policy premiums. It doesn’t matter if these are private insurers or ACA companies. Money has to be found.

No kidding. When I started with my current employer in Dec 1991, the cost for employee plus family at Kaiser Permanente was $25/month. Roll forward to today and I'm paying $13,800 in premiums for employee plus spouse with a $6900 deductible. I fund my HSA/FSA to the max because my wife is a Type 1 diabetic and burns money for supplies like a Summer forest fire. The advent of "domestic partner" coverage was nominally when the cost of health insure started skyrocketing. It was a euphemism for covering "gay couples" with the attendant expensive therapies for "living with HIV".