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Treasury Secretary Yellen says the government could backstop more deposits if necessary to stop contagion
CNBC ^ | March 21, 2023 | by Jeff Cox

Posted on 03/21/2023 4:52:23 AM PDT by Oldeconomybuyer

Treasury Secretary Janet Yellen said Tuesday the government is ready to provide further guarantees of deposits if the banking crisis worsens.

In remarks prepared for a speech to the American Bankers Association, the former Federal Reserve chair said authorities believe they have taken appropriate actions to stem liquidity problems in the sector, but will do more if needed.

“The steps we took were not focused on aiding specific banks or classes of banks. Our intervention was necessary to protect the broader U.S. banking system,” Yellen said. “And similar actions could be warranted if smaller institutions suffer deposit runs that pose the risk of contagion.”

“The situation is stabilizing. And the U.S. banking system remains sound,” Yellen said. “The Fed facility and discount window lending are working as intended to provide liquidity to the banking system. Aggregate deposit outflows from regional banks have stabilized.”

(Excerpt) Read more at cnbc.com ...


TOPICS: Business/Economy; Front Page News; Government; News/Current Events; Politics/Elections
KEYWORDS: bankruptcy; banks; boondoggle; transitory; yellen
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1 posted on 03/21/2023 4:52:23 AM PDT by Oldeconomybuyer
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To: Oldeconomybuyer

“backstop” = stealing money from Americans to pay off
select bankers and billionaires and Chinese
who are actually NOT ENTITLED to that money.


2 posted on 03/21/2023 4:55:15 AM PDT by Diogenesis (Si vis pacem, para bellum)
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To: Oldeconomybuyer

It seems that each day the government takes on more authority than was ever permitted in the Constitution.

They are now completely out of control. Freedom was great while it lasted.


3 posted on 03/21/2023 4:55:34 AM PDT by systemjim ( Lifetime Lover of Music)
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To: Oldeconomybuyer

Is this the plan? The government buys up all the banks and then forces digital currency on us.


4 posted on 03/21/2023 4:56:31 AM PDT by iontheball
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To: Oldeconomybuyer

These little Rats are genetically deficient weirdos. But still dangerous.


5 posted on 03/21/2023 4:57:04 AM PDT by HighSierra5 (The only way you know a commie is lying is when they open their pieholes.)
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To: Diogenesis

The U.S. Treasury isn’t bailing out banks here. It’s protecting the money supply and propping up the value of the U.S. dollar.


6 posted on 03/21/2023 5:01:37 AM PDT by Alberta's Child ("I've just pissed in my pants and nobody can do anything about it." -- Major Fambrough)
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To: Oldeconomybuyer

We know who the contagion is


7 posted on 03/21/2023 5:06:18 AM PDT by ronnie raygun
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To: Alberta's Child

The value of the dollar isn’t propped up by declaring your gonna insure trillions in deposits with money we don’t have.

This again merely rewards reckless behavior. Ackman and the rest of the investment class have been rabid about more government protections. Investors are nothing more than socialist when they are on a losing side.


8 posted on 03/21/2023 5:09:49 AM PDT by Theoria
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To: Alberta's Child

“It’s protecting the money supply and propping up the value of the U.S. dollar.”

No, it is not. If it wanted to do that, they wouldn’t let the banks operate as they have. This has been a multiyear setup.

They are Nationalizing the banking system.


9 posted on 03/21/2023 5:10:02 AM PDT by CodeToad (No Arm up! They have!)
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To: CodeToad

““It’s protecting the money supply and propping up the value of the U.S. dollar.”

No, it is not. If it wanted to do that, they wouldn’t let the banks operate as they have. This has been a multiyear setup.

They are Nationalizing the banking system.”

Post of the Decade. Full stop this is what they are doing, because unless they do it, they will not be able to eliminate privacy.


10 posted on 03/21/2023 5:13:56 AM PDT by RinaseaofDs
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To: RinaseaofDs

” because unless they do it, they will not be able to eliminate privacy.”

I see you pay attention to the situation. You are right. This is not about banking and money control, they have that already. This is about removing the last of everyone’s privacy. Once they know what you spend money on, they know, and can control, everything.


11 posted on 03/21/2023 5:23:49 AM PDT by CodeToad (No Arm up! They have!)
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To: Oldeconomybuyer

Sure...let’s just shoot the works!

Backstop the banks, pay $5M reparations to every Black person, unlimited illegal immigration, free trans surgeries for everyone who wants it.


12 posted on 03/21/2023 5:24:23 AM PDT by rbg81
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To: Theoria
The money was created before it was ever deposited in a bank.

I never thought I’d see the day when putting money in a bank that built its reserves on long-term U.S. Treasury bonds would be considered “reckless behavior” by any of the parties involved.

13 posted on 03/21/2023 5:25:28 AM PDT by Alberta's Child ("I've just pissed in my pants and nobody can do anything about it." -- Major Fambrough)
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To: CodeToad
They are Nationalizing the banking system.

I’m sorry — I must have missed something. When has the U.S. banking system ever NOT been “nationalized” in your lifetime?

14 posted on 03/21/2023 5:28:22 AM PDT by Alberta's Child ("I've just pissed in my pants and nobody can do anything about it." -- Major Fambrough)
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To: systemjim

A terrible killing disease is spreading throughout the banking system, and it is not confined to only the US, it is world-wide. Think of this as COVID-19 for the economy.

The inflation of US dollars has had worldwide implications far beyond the (tenuous and porous) borders of our country.

And depend upon it, The Powers That Be will come up with exactly the wrong prescription, and continue to worsen the degeneration of that carefully built international banking scheme that has worked since the end of the Second World War.


15 posted on 03/21/2023 5:30:25 AM PDT by alloysteel (Why do you call everybody "@sshole"? Because it is gender neutral.)
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To: iontheball

Kinda rhetorical dontcha think?


16 posted on 03/21/2023 5:32:15 AM PDT by Brown Bag Special (Trust but VERIFY )
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To: Oldeconomybuyer

If Yellen says that the banking system is sound, be very afraid because it most likely is not! Nothing, absolutely nothing, that this regime says or does is truthful....


17 posted on 03/21/2023 5:54:46 AM PDT by eeriegeno (Checks and balances??? What checks and balances?)
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To: Alberta's Child

The system was 250k. That was the deal.

This is rewards the people who didn’t plan for such conditions and now are able to have their money insured by the gov with no premium paid on such risks. What a deal.


18 posted on 03/21/2023 5:57:17 AM PDT by Theoria
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To: Theoria
We've discussed this at length here on various FR threads. Here’s the simple banking dilemma that illustrates the problem with a $250,000 FDIC insurance limit:

Suppose someone buys a home for $400,000.

As part of the closing process, a payment of $400,000 is made from one bank account (on behalf of the buyer) to a closing agent. The proceeds of the sale are then paid to the seller.

How does this process get done without exposing 2-3 parties to the risk of losing the money in a bank failure?

Is anyone in this process "reckless and irresponsible" for getting involved in the sale of a property in excess of a $250,000 FDIC limit?

19 posted on 03/21/2023 6:04:12 AM PDT by Alberta's Child ("I've just pissed in my pants and nobody can do anything about it." -- Major Fambrough)
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To: Oldeconomybuyer

This is to counter her own testimony to Congress just a few days ago.

From NBC News:
“ Republican Sen. James Lankford of Oklahoma pressed Yellen about how widely the uninsured deposit backstops will apply across the banking industry.

“Will the deposits in every community bank in Oklahoma, regardless of their size, be fully insured now?” asked Lankford. “Will they get the same treatment that SVB just got, or Signature Bank just got?”

Yellen acknowledged they would not.

Uninsured deposits, she said, would only be covered in the event that a “failure to protect uninsured depositors would create systemic risk and significant economic and financial consequences.”

Lankford said the impact of this standard would be that small banks would be less appealing to depositors with more than $250,000, the current FDIC insurance threshold.”


20 posted on 03/21/2023 6:09:44 AM PDT by VanShuyten ("...that all the donkeys were dead. I know nothing as to the fate of the less valuable animals)
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