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Retirement account balances lost almost 25 percent last year: Fidelity
The Hill ^ | 02-23-2023 | LAUREN SFORZA

Posted on 02/23/2023 1:41:25 PM PST by ChicagoConservative27

Average retirement account balances dropped nearly 25 percent last year, according to a new report by Fidelity.

Although retirement balances increased in the fourth quarter of 2022, the average balance of individual retirement accounts (IRA) dropped by 23 percent from the fourth quarter of 2021, according to Fidelity’s research, which was released on Thursday.

BUSINESS Retirement account balances lost almost 25 percent last year: Fidelity BY LAUREN SFORZA - 02/23/23 3:22 PM ET SHARE TWEET

FILE – This Oct. 24, 2016, file photo shows dollar bills in New York. A recent survey by Fidelity Investments found that savings are declining. (AP Photo/Mark Lennihan, File) Average retirement account balances dropped nearly 25 percent last year, according to a new report by Fidelity.

Although retirement balances increased in the fourth quarter of 2022, the average balance of individual retirement accounts (IRA) dropped by 23 percent from the fourth quarter of 2021, according to Fidelity’s research, which was released on Thursday.

The study found that the average IRA held around $104,000 in the last quarter of 2022 — a steep decrease from the prior year, where the average was $135,600.

The average balance of 401(k) retirement accounts also dropped during this time period: a decrease of about 20 percent from fourth quarter of 2021. The average 401(k) account balance in the fourth quarter of 2022 was $103,900 compared to an average of $130,700 in the 2021 fourth quarter.

(Excerpt) Read more at thehill.com ...


TOPICS: Business/Economy; Culture/Society; Government; News/Current Events
KEYWORDS: balances; fidelity; lost; retirment
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To: ChicagoConservative27

Right now I’m down about 15 % from the high.


21 posted on 02/23/2023 2:16:35 PM PST by Huskrrrr (Alinsky, you magnificent Bastard, I read your book!)
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To: BipolarBob

27% in my case and assured that I would be working for many more years instead of retirement. I was about to pull the trigger on retirement.


22 posted on 02/23/2023 2:16:56 PM PST by sarge83
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To: Alberta's Child

That is entirely possible.


23 posted on 02/23/2023 2:18:36 PM PST by M_Continuum
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To: Political Junkie Too

Im holding large in SPAXX and IDSXX, but maintain some in some other Fidelity funds that I like when things look good and we have adults in charge. I retired last year, but I haven’t had to dip into my mutual funds yet.


24 posted on 02/23/2023 2:23:58 PM PST by aklurker
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To: ChicagoConservative27

We are to believe that is what the people wanted ... and voted for in 2020.


25 posted on 02/23/2023 2:30:21 PM PST by farmguy
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To: ChicagoConservative27

Well, DUH, I’m so happy Fidelity is there to set us straight with the facts of life.

Whatever would we do without them?


26 posted on 02/23/2023 2:56:51 PM PST by Sequoyah101 (Procrastination is just a form of defiance.)
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To: ChicagoConservative27

The heads at Fidelity are in private hedge funds...they made money.


27 posted on 02/23/2023 3:04:08 PM PST by wardamneagle
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To: ChicagoConservative27

That’s why they are called “wage slaves”. Work them until they are dead.


28 posted on 02/23/2023 3:14:12 PM PST by glorgau
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To: ChicagoConservative27

Mine lost 15% plus.


29 posted on 02/23/2023 3:23:57 PM PST by caver
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To: frank ballenger
40%-45% allegedly approve of Biden’s handling of the economy and tens of millions wish they could vote Dem now but have to wait for 2024.

48% of Americans have no investments.

30 posted on 02/23/2023 3:24:57 PM PST by JesusIsLord
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To: sarge83

Been retired 12 years. Now it’s looking grim. I’m too old/tired to work. Not eligible for anything but SS. 401k dropping like a rock tossed from a plane. And Canada/Globalists pushing for euthanasia for people like me. I feel sorry for the next generation. I’ve lived my life.


31 posted on 02/23/2023 3:25:23 PM PST by BipolarBob (The rumor has not been confirmed until the FBI officially denies it.)
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To: ChicagoConservative27

Except for those who have no retirement savings. They lost nothing.
Who is going to pay for them in old age?
Those that do have savings!


32 posted on 02/23/2023 4:38:11 PM PST by sonova (That's what I always say sometimes.)
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To: ChicagoConservative27

My stock fell quite a lot last year but is going back up now.
The better news is I do not owe any federal taxes for 2022....


33 posted on 02/23/2023 7:27:46 PM PST by minnesota_bound (Need more money to buy everything now)
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To: BipolarBob

I know that feeling. I can continue to work, but do so in great pain. I’ll go as far as I can, but at some point as I told my wife I’ll say not today.

The progressives and government have turned on the people and are making them slaves of the state. It will not turn out well for either.


34 posted on 02/24/2023 7:09:06 AM PST by sarge83
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To: sarge83

Look at the bright side, Biden is fully funding the (bloated) salaries of Ukraines corrupt regime and paying their pensions. After all they steal in office, they’ll be rich and we’ll be impoverished.


35 posted on 02/24/2023 7:42:29 AM PST by BipolarBob (The rumor has not been confirmed until the FBI officially denies it.)
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