Can you explain why it’s ok to cap (means test) payment in and not out? Do you agree with that part too?
I don’t agree with any of it! That is the whole point.
The only thing I know is I should at least get back the huge amount of money I have put into it with interest. Otherwise it was all just theft.
I would have preferred it had never been created in the first place, and I had been able to invest that money, just like I did everything else.
Just have a welfare program for those that don’t save, because that is essentially what it is for many people.
Capping SS taxes isn’t “means testing.” SS taxes are capped because SS benefits are capped at fixed amounts.