Lawsuit Could End Free Preventive Health Checkups

When Congress passed the Affordable Care Act in 2010, its authors cited three overarching goals: to improve access to health care, to slow rising medical costs and to improve health outcomes.

One of the main vehicles for achieving all three missions was a requirement that health insurers provide preventive health care services at no cost to patients. If there were no financial barriers, backers argued, patients would be more likely to get preventive services, from colonoscopies to vaccines to heart disease screenings, which would help keep people healthier and out of the hospital and, consequently, lower health care costs.

The ACA provisions “make it impossible for these plaintiffs to purchase health insurance unless they agree to pay for preventive-care coverage that they do not want and do not need” and prevent them from buying less expensive health insurance without that coverage, [plaintiffs] argue.

Being a workers comp case manager for about 27 years, I agree-dealing with insurance carriers-any insurance carriers is a fast education in what the terms “risk pool” and “experience rate” actually mean-you-or your employer buys a policy that covers employees, and everybody gets put in a risk pool-some people have pre-existing conditions, some don’t, but they are all paying a uniform rate.

In workers comp, if the employer has x number of injured employees in a policy period, up goes their experience rate, like it or not. But with private health insurance, all the people in the risk pool pay for everyone else’s injuries, illnesses, pregnancies, vasectomies, etc even if they have never used the insurance at all-that is why it called a risk pool-basically, you are gambling...

I’m a great believer in cafeteria coverage policies for anyone who wants it-I have military Tricare for life PPO as my secondary-I used it once-a couple of years ago, I got laser vision correction so I don’t have to wear contacts/glasses any more-a vanity, but something I’ve wanted for a long time-Tricare paid most of it, but my part to pay was still not as high as I anticipated-PPO is not as expensive as some would like you to believe-and it discourages medical greed, too.

I’m a naturalist-have always followed a healthy organic lifestyle, don’t take drugs-only natural supplements vitamins, not overweight, no processed food-organic only. No doc unless I’m injured-or unless I find myself exposed to some rare virus/bacteria that is not curable with a natural remedy. No check-ups/wellness stuff-I manage my own health and well being-my choices.

But I still pay for everyone who is on the couch eating twinkies, morbidly obese, drug addicted, etc and/or getting the Wuhan virus and everything else-so does everyone else who pays for medicare, Tricare-and every other insurance-that is not right and I want to see Obamascare gone-let people be in a smaller risk pool by choosing their coverage-not have emotionally healthy people paying for someone’s sex change, hormones and anti-depressants, men paying for pregnancies-and abortions, etc-that is the fair way to do it-like it oer not, we should not be forced to pay for the healthcare of others like that...

I couldn’t get insurance due to sleep apnea. All I had was short term health insurance 3 months at a time...sometimes 6 months.depending on law at the time..until Obamacare.

Short term health insurance has plenty of complaints about not paying but it was all I could get

Then once you have a pre existing condition the next time you cant get the insurance.

I can’t remember but I do think it was any kind of sickness it would knock you out. So if you get cancer you are out. If you get an autoimmune disease you are out..etc.

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