These numbers are misleading.
The actual rates are much higher than the headline numbers.
Those numbers are adjugated for CPI and are valid for CPI. So yes, we can argue that CPI does not reflect inflation felt by some people. We are all in different income brackets, different spending habits, different in percentage of debt carried compared to annual income, etc. So inflation will affect different people differently. In my own case, so far inflation has had minimal impact on my immediate family of 2 retired people. But we are not the average American family.