Free Republic
Browse · Search
News/Activism
Topics · Post Article

Skip to comments.

The People's Ledger
Vanderbilt Law Review ^ | October 2021 | Saule T. Omarova

Posted on 11/13/2021 7:45:26 AM PST by EBH

The COVID-19 crisis underscored the urgency of digitizing sovereign money and ensuring universal access to banking services. It pushed two related ideas—the issuance of central bank digital currency and the provision of retail deposit accounts by central banks—to the forefront of the public policy debate. To date, however, the debate has not produced a coherent vision of how democratizing access to central bank money would—and should—transform and democratize the entire financial system. This lack of a systemic perspective obscures the enormity of the challenge and dilutes our ability to tackle it.

This Article takes up that challenge. It offers a blueprint for a comprehensive restructuring of the central bank balance sheet as the basis for redesigning the core architecture of modern finance. Focusing on the U.S. Federal Reserve System (“the Fed”), the Article outlines a series of structural reforms that would radically redefine the role of a central bank as the ultimate public platform for generating, modulating, and allocating financial resources in a democratic economy—the People’s Ledger.

On the liability side of the ledger, the Article envisions the complete migration of demand deposit accounts to the Fed’s balance sheet and explores the full range of new, more direct and more flexible, monetary policy tools enabled by this shift. On the asset side, it advocates a comprehensive qualitative restructuring of the Fed’s investment portfolio, which would maximize its capacity to channel credit to productive uses in the nation’s economy. This compositional overhaul of the Fed’s balance sheet would fundamentally alter the operations and systemic footprints of private banks, funds, derivatives dealers, and other financial institutions and markets. Analyzing these structural implications, the Article shows how the proposed reforms would make the financial system less complex, more stable, and more efficient in serving the long-term needs of the American people.


TOPICS: Business/Economy; Extended News; Government; Unclassified
KEYWORDS: bidennominee; omarova
Saule Omarova, Biden's controversial nominee for bank regulator.

This PDF article from the Vanderbilt Law Review details out the remake of our entire monetary system. And exactly how Saule Omarova will go about it.

1 posted on 11/13/2021 7:45:26 AM PST by EBH
[ Post Reply | Private Reply | View Replies]

To: EBH
This Article takes up the challenge of “beating” the currently dysfunctional U.S. financial system by reimagining its fundamental structure and redesigning its operation. It offers both a conceptual framework for analyzing the core structural dynamics of today’s finance, and a blueprint for reform that would radically democratize access to money and control over financial flows in the nation’s economy.

This effort is particularly urgent in the wake of the COVID-19 crisis that reenergized the long-standing academic and policy debate on “democratizing finance.”6 Among other things, the crisis amplified recent calls to create free digital-dollar deposit accounts at the Federal Reserve for every American household and business.7 I

2 posted on 11/13/2021 7:47:11 AM PST by EBH (Never trust the government or a politician . 1776-2021 May God Save Us.)
[ Post Reply | Private Reply | To 1 | View Replies]

To: EBH

The layman’s explanation

INSANE Proposal to Let the Fed DELETE Your Money and SHORT Stocks

https://youtu.be/_lMXAX7WXbs


3 posted on 11/13/2021 7:49:16 AM PST by EBH (Never trust the government or a politician . 1776-2021 May God Save Us.)
[ Post Reply | Private Reply | To 1 | View Replies]

To: EBH

“...envisions the complete migration of demand deposit accounts to the Fed’s balance sheet...”

Gee, what could go wrong?


4 posted on 11/13/2021 8:14:06 AM PST by HartleyMBaldwin
[ Post Reply | Private Reply | To 1 | View Replies]

To: EBH

State Capitalism, as proposed by a Kazakh Marxist.

Worked reeeel good in the Soviet Union.

As for Kazakhstan, think Mexico with 10 times less money. That’s how well it worked for them.

Been there seen that...


5 posted on 11/13/2021 8:32:30 AM PST by Regulator (It's fraud, Jim)
[ Post Reply | Private Reply | To 1 | View Replies]

To: EBH

CONTROVERSIAL isn’t a strong enough word.


6 posted on 11/13/2021 8:34:22 AM PST by ridesthemiles ( )
[ Post Reply | Private Reply | To 1 | View Replies]

To: HartleyMBaldwin

this is exactly why they want her

she won’t be in the way of the change, she’ll be leading it


7 posted on 11/13/2021 9:08:40 AM PST by EBH (Never trust the government or a politician . 1776-2021 May God Save Us.)
[ Post Reply | Private Reply | To 4 | View Replies]

To: EBH

I’ve been warning about her since September but folks are distracted obsessed with conspiracy theories.

Some excerpts from her manifesto:

https://freerepublic.com/focus/news/4003959/posts?page=18#18

Also, she wants to use her new banking system to fund AOC’s Green New Deal.

Her vision:

National Investment Authority

Omarova is noted for her support for a “National Investment Authority” (NIA), a proposal she has likened to New Deal-era programs. The proposal was first developed in 2015 in conjunction with Robert C. Hockett, a fellow Professor of Law at Cornell Law School. Omarova has stated that an NIA would be responsible for “devising, financing, and executing a long-term national strategy of economic development and reconstruction.”

The proposed NIA would be made up of two components: a “National Infrastructure Bank (NIB), as well as and a National Management Corporation (which she nicknames “Nicki Mac”), which would serve to invest in green technologies. A 2020 article published in The New York Times reported that the proposed NIA would function in a manner similar to the Federal Reserve, and compared the NIA framework to the Reconstruction Finance Corporation created in 1932.

Note that Robert C Hockett is AOC’s advisor and designer of the Squad’s “Green New Deal”. So basically, one of the designers of the Green New Deal is about to be placed in charge of regulating banks.


8 posted on 11/13/2021 9:41:34 AM PST by ETCM
[ Post Reply | Private Reply | To 1 | View Replies]

To: HartleyMBaldwin

“issuance of general-purpose CBDC (the “digital dollar”) and concurrent migration of all transaction deposit accounts from private banks to the Federal Reserve. Focusing on the ultimate “end-state” whereby central bank accounts fully replace—rather than uneasily co-exist with—private bank deposits”


9 posted on 11/13/2021 9:46:37 AM PST by ETCM
[ Post Reply | Private Reply | To 4 | View Replies]

To: EBH
transform and democratize the entire financial system

She's exactly correct - which is why the authors of the Constitution recognized democracy as an evil from the pits of hell, and did what they could to protect us from it.

10 posted on 11/13/2021 3:48:52 PM PST by Jim Noble (The nation cannot be saved until the GOP is destroyed)
[ Post Reply | Private Reply | To 1 | View Replies]

Disclaimer: Opinions posted on Free Republic are those of the individual posters and do not necessarily represent the opinion of Free Republic or its management. All materials posted herein are protected by copyright law and the exemption for fair use of copyrighted works.

Free Republic
Browse · Search
News/Activism
Topics · Post Article

FreeRepublic, LLC, PO BOX 9771, FRESNO, CA 93794
FreeRepublic.com is powered by software copyright 2000-2008 John Robinson