The bad news is, they are all being used at gas stations.
Pay off every month? That limits your purchases.
Follow my brother-in-laws method. Sign up for every credit card offer which comes in via mail. Then run up every credit card to max limit. Then declare bankruptcy.
Rinse and repeat. He has lived a higher standard of living than all other relatives who paid off credit card bills every month.
“pre-pandemic patterns”
In other words, back to living WAY beyond your means.
Spending like no tomorrow as there will be no tomorrow as they begin to default as they can’t pay the CC bills...
Traffic is getting bad, again.
Not enough people died.
I use cash as much as I can.
People may be using credit cards for necessities they can’t afford due to government caused ridiculous prices!!!
You are right but many millions of us cannot do that.
I think it was humorist Erma Bombeck (in probably the 1970s) who said: "If there were a woman who always cleaned and scrubbed out the oven once every month she would be forgiven for any and all faults and sins, including adultery."