What would happen here....unless the Supreme Court does something, if your business burned down in an Antifa riot (depending upon the state law)...you (the business owner) could sue the city for allowing the riot to get out of control.
So the hint here, if you think about it...insurance companies holding contracts with municipalities would write up a new risk situation (with much higher fees for insurance). A city manager could be viewing doubling or even tripling of a yearly rate. Add onto this, a insurance policy for one year might only extent to 25-million in total damages. So if you had sixty businesses destroyed and it went to 50-million in damages....the rest would come out of the city budget or borrowed money from banks.
Just an observation, but various city financial officers are going to freak out over these riots allowed to occur. City property taxes would have to massively escalate, if you wanted to maintain any stability.
They won’t freak out too much until they personally are being held responsible for the payouts.
The Feds would just write a check to cover the damages. This administration has already set up a federal money-pump that move tax revenues from red states with functioning economies to blue states who wish to continue the Covid shutdown charade.