There has been more than enough time to apply and receive rental assistance at this point. Anyone facing eviction today most likely is not qualified for rental assistance because they have adequate income. These people are just living rent free because there is no consequence.
How about this. End the moratorium and let me have my say in court. The tenant can plead their case and show their evidence I can show mine.
And they're evicted, you sue for back rent, they declare bankruptcy, you're out your money. Under my idea at least you get paid.