I don’t trust e-coin or stocks.
I believe metals and prepstuff and and commodities is where the money should be during tough times, because people need to eat and live. Even if they can’t do much else.
I agree. It is too late to be in gold, way too late. May be some junk silver coins and those for the actual barter value. They will be the only thing recognized as currency for a while.
Otherwise prep items. And skillsets everything from crafts to computer will be needed.