Every insurance policy I have ever seen has an exception for civil unrest.
Are insurance companies covering these losses?
The damage cost is thus politically relegated to the insurance companies. The insurance companies are thus out of pocket and the money is gone. The result is with the the riot, or much higher insurance or no insurance protection available.
It turns out that for America, Black Lives Don’t Matter. Black Lives are costing much more than they re worth to the American Society
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Political thought that realizes there are many black citizens who actually contribute to American society.
You are correct. I would think that in point of fact, most businesses damaged by the pernicious looting burning and pillaging will not be made whole by their insurance.