To most people savings can mean money in CDs, money in investments, money in your money market, money in your 401k or money in savings bonds.
Unfortunately that is not what they mean by "savings". Their definition of savings is simply "money not spent". If you have $100 left over after expenses and you take that $100 and buy a savings bond, you are not saving in their eyes. On the other hand if you take that same money, stick five dollars in a drawer and use the rest to pay a minimum payment on your credit card that you used to buy that big screen with, you are a saver.
I know, it makes no sense to anyone who has two brain cells but this is the government we are talking about.