[Alberta's Child]

The key point here is very subtle, but it's a huge one from a legal standpoint. A fraud charge hinges not on whether the culprit has gained something through illicit means, but whether the culprit has deprived one or more others of something that rightfully belongs to them.

A common legal definition of fraud (emphasis is mine): The intentional use of deceit, a trick or some dishonest means to deprive another of his/her/its money, property or a legal right.

[Labyrinthos]

You may be correct as to common-law fraud, but according to the SCOTUS, under the wire-fraud statute enacted by Congress, the purpose of the fraudulent scheme must be to “obtain money or property.”