Huge numbers of landlords AND banks have been letting people pay a little later. What about credit cards? Any leniency? Hmmm???
After the last financial fiasco, I thought all the minimums had moved higher....maybe not 20%. I bought my first home in 1986. If you want a home, you need to save. You need to demonstrate financial discipline, delayed gratification and a seriousness about home ownership. To do this you need to demonstrate some level of employment security.
These things don’t just happen and are not a right. They are earned.
I have a Jeep credit card through First National Bank of Omaha. They offered suspension of April and May payments without penalty at the customer's request with the caveat that interest would still accrue on any outstanding balance.