You get a tax credit if you put a low enough ‘estimate’ for yearly salary that’ll cover it.
A person who loses his or her job is ALREADY allowed to buy individual coverage outside the open enrollment period. A job loss is one of the "life change events" that qualifies someone to start coverage at any time.
The President is very smart to do this. The only reason to open the ObamaCare exchanges would be to let people who were previously uninsured voluntarily buy insurance just because they've gotten sick.
Tried that when I was unemployed few years ago.
Made me pay it all back the next year when filing taxes.
So, people that are struggling now/unemployed will get a credit but once start working again, they’ll recalculate the credit & make you pay it back based on current earnings.
Ponzi scheme