I would LOVE to seem like a genius.
But what I meant was I lost the taste for risky options trading and future trading.
I guess what I did do right was pay off debts the past several years instead of putting more money into 401k.
It seemed like a bad move paying off 10 to 15 percent interest debts when the market was Soaring...now..not so much..
Now I will really amp up putting into 401k now that debts are gone.
I got lucky.
There was NO skill involved
Depends upon how you define "skill."
Having an instinctive grasp that it is better to pay off debt rather than speculate is perhaps not a skill, per se, but it is a form of Emotional Intelligence (vulgo: wisdom).
Regards,