[Fido969]

If insurance is going to pay, people don’t care what the price is. There is no price-demand pressure on the market.

[Alberta's Child]

But what’s ridiculous is that it’s sometimes cheaper to pay out of pocket even when something IS covered by insurance. Look at the example here, where a prescription costs $285. If the patient has a 20% copay up to an annual maximum, then it’s costing him $57 for the copay even though it would cost $40 if he was NOT insured. WTF?

I was in the office the other day and I overheard a person in the next office talking to an insurance company representative about this exact same thing.

[Eleutheria5]

But why should it cost more to co-pay than to just pay? That’s nuts.

[GOPJ]

If insurance is going to pay, people don’t care what the price is. There is no price-demand pressure on the market.

AND health care providers up and down the line take full advantage of the above fact... as would most of us if we were in that position.(the curse of 'human nature'...and why incentives matter)

When democrats talk about health care reform all they're talking about is 'who gets stuck paying the bill'... they don't care about toxic incentives, quality of care, what their system does to the doctor/patient relationship or why 'who pays' matters to the quality of healthcare. Nope, in their minds it's all the same.

It's not.

Compare statistics on doctor/patient relations, quality of care, and job satisfaction between plastic surgeons and doctors who work at the VA and you'll see where toxic incentives create nightmares. Costly nightmares and poor quality care.

[Pining_4_TX]

Here is a good example of what works. If you need surgery, this place should be on your list of places to consider.

https://surgerycenterok.com/

The Surgery Center of Oklahoma

[daniel1212]

If insurance is going to pay, people don’t care what the price is. There is no price-demand pressure on the market.

And how much do you think an oxygen concentrator machine should cost?

Even asking why get no results in Google" No results found for "why do oxygen generator machines cost so much".