[Drago]

Of course. It was the fleeing suspect who provoked the police that brought on the wreckage. This is why one buys home insurabce—an unexpected incident causing damage.

So the insurance company gets to recover the cost of the damages from the police department?

[mumblypeg]

Whether the insurance co did, or did not,try to recover its own loss, isn’t clear from the news reports.
But normally, the company would try. The process is called “subrogation.”
Insurance companies are like casinos— in business to make money, not give it away. They really represent themselves & their bottom line, NOT their policyholders.