I have nothing against insurance, per se. Plus, if its about unions, you know, those big unions have much more up their sleeve than insurance. Some people do know this—like at least 16%.
Interestingly the group I belong to is relatively small. I teach in a majority black district....rated F. Lots of dysfunctional kids. One of my co workers had 1/2 her class under DHS services the year before last. There is another group which is under the NEA umbrella & it costs twice as much. WITH THE EXACT SAME SERVICES! The first back to school to school day for all district faculty/staff the NEA connected organization makes a presentation. Never once has mine presented. It’s political & our administration is black. I have tried telling people that the other organization is 1/2 the cost with the same benefits. You want to waste money, have at it.