“A well designed and constructed home should fair well if not right on the ocean”
I must ask, what is the highest wind speed you and/or your home have ever experienced?
I have been intimately familiar with hurricane zone building codes.
When you observed the videos from Key west last year, it was easy to distinguish code from non code construction. As a matter of fact, to show destruction, they videoed trailer parks. even there, many were properly tied down and survived.