Perhaps. The thing is: will she be able to get a job which will pay enough to service her loan interest on $100K. If not, then she would have been better off going for a cheaper degree at a cheaper institution.
As it stands, she is now saddled with $100K in debt at 28, which reduces her probability of getting married and having kids.
She must open her own fabulously successful restraunt, get rich and pay off her loans as a buiness expense
Too many hours of binge-watching Food Network led her to believe that a rich, glamorous life of being a famous Chef was a hop, skip and jump away!