What you just described is guanranteed issue and community rating. That is the very core of Obamacare. Volumes have been written on why that is a bad idea, and we have now seen it in practice with the failure of ObamaCare. It also doesn’t work without compelling people to buy insurance through something like the individual mandate.
You are basically proposing replacing ObamaCare with a less functional ObamaCare. No thanks.
No I am not and that silliness is exactly why sooner or later you will have single payer... several states had already implemented the two changes I spoke of and were not “disasters”. To claim the trillions of dollars and thousands of pages of regulatory and legislation that’s was obamare are what I proposed is nonsensical and ignorant.
I work in health care, both insurance and delivery and if you think what Obamacare is what I proposed I can tell you you are grossly ignorant.
I'm not proposing it. They are.