[blueunicorn6]

Let’s say you sell pens.

You sell your pens for $1.

The State of Illinois wants to buy some pens from you.

You know that it will take them six months to pay, so you charge them $3.

Who loses?

The Taxpayer.

Take a close look at what the state of Illinois is paying for stuff.

Might be some kickbacks going on.

[Buckeye McFrog]

Let’s say you sell pens.
You sell your pens for $1.
The State of Illinois wants to buy some pens from you.
You know that it will take them six months to pay, so you charge them $3.

Actually you're charging $21.57 to cover the cost of all the kickbacks you're shelling out.