The reality is that banks - and credit card companies, and Departments of Motor Vehicles nationwide - are in the identity business.It bothered me a little when a bank employee was apologetic about the hoops I had to jump through to get access to my safe deposit box. I wasn’t bothered by the ID check, I was more bothered that she would be bothered about it. I don’t want it to be easy for anyone else to get into my safe deposit box.
The reason that I’m not in LifeLock is that I blanch at the thought of telling the strangers who work for them absolutely everything they would need to know to rip me off. The news in this article is unfortunate - but, unfortunately, a little too close to inevitable to suit me.
It seems like a bank would be the institution - local, one at which I can personally present - which should be the interface between me and an institution like LifeLock. It needs to present a human face, on the one hand, and OTOH it needs to be nationwide and even worldwide, perhaps - and reliably competent and secure.
You know, like Hillary’s bathroom server! </sarcasm>
(I seem to recall that Informed Delivery is one of those things Krebs said you should sign up for even if you don't want it. This makes it harder for a thief to register as you.)