There is a very simple way to determine if banks discriminate against blacks: the default rate.
If blacks are being discriminated against, they would have a lower default rate than everybody else.
But they don’t.
They have a higher default rate than everybody else, which means banks are practicing affirmative action when it comes to blacks.
“They have a higher default rate than everybody else, which means banks are practicing affirmative action when it comes to blacks.”
Critical thinking skills like yours are racist.
What I would like to know is:
1. What is the default rate for illegals.
2. Why in the hell do illegals get access to the US banking system.
(actually, I do know the answer to #2. question is rhetorical)