Block chain doesn’t matter. Of course you can hide the source of a large CC. This is the megacorp world, it’ll be 10 companies removed and obfuscated in every way the tech will allow and you’ll have no idea. Plus of course there’s the anonymity of the masses. With 1500 crypto currencies out there nobody knows the source of all of them. You CANNOT move wealth without a 3rd party, the whole nature of the concept means something has to be bought on one end and sold on the other.
Sorry but your idea of billions of ordinary people owning the crypto and the banks owning none is just laughably stupid populist bullshit. You think more than half the population of the planet owns crypto currency and the banks have somehow not gotten anything but crumbs?! Really. Come on, use your head. If bulk of the stake will be held in multinational megacorps, same as always. Not ignoring the mining network at all, who had the largest source of computers doing complex math in massive server room before crypto even showed up? Who do you think would have the shortest rev time to being able to put on massive mining operations? Chinas problems have nothing to do with this. We’re talking about the banks, organizations that have spent hundreds of years buying and selling stuff.
Utility isn’t neutral to the banks. Selling at a profit is why banks buy stuff, that is the whole utility for them and that is very much a positive.
Aesthetics derived scorn for a good reason. It’s a stupid factor, completely silly, and frankly proof you’re talking with mystic belief not with logic or facts. The fact that it appeals to kids not bankers really helps prove you wrong. It’s the bankers with the trillions able to buy entire known quantities of crypto currency in one day, kids don’t rate.
Banks aren’t fleeting. That’s a frankly stupid statement. JP Morgan traces its roots to 1799. They’re permanent. Much more permanent than any crypto, most of which already don’t exist in a meaningful way and will fade away in a few years as the signal to noise ratio figures itself out.
As far as utility, the hodlers who gained billions did not help utility. On the contrary they hurt it. CC are not being used as useful money to any significant extent. Instead the VCs use them to root trust, sell digital services, and create brand new services. Banks don't do any of those things, they can't financially benefit except when they hodl or skim money from accounts, transactions and sell their other narrow outdated services.
Finally on aesthetics, the banks can't predict which coin will gain enough mining critical mass without appreciating the aesthetics along with new functionality that new CC's provide. They will recognize the new functionality, although probably not before the kids do. But they will probably not appreciate the aesthetics.
Here's how it works for the benefit of those still reading. Some kids read some threads and hop onto some new CC. They mine without any competition although the CC is not tradeable at the beginning, They either create a critical mass for mining or they don't. If they do the bigger miners get involved the banks buy in, etc. The kids take their profit and hop to the next one. That's also how it will continue to work. The only significant exceptions are VCs and some banks creating their own CC which will have some defined business case or flop or both.