[where's_the_Outrage?]

“If you take the money let’s say, two years early. You put it in an investment account,an IRA”

You can't put SS into an IRA without some penalty as an IRA has to be from “earned income”, SS is not earned income, it is reported on a 1099 not a W-2.

I have been looking for ways around it wanting to put SS into a Roth for my 4 year old daughter (who gets SS based on my full retirement age).

I turned 62 this year and took the money. Used the 1st two checks for a month long vacation. But then SS is not my primary retirement.

[alexander_busek]

I have been looking for ways around it wanting to put SS into a Roth for my 4 year old daughter [...] I turned 62 this year [...] But then SS is not my primary retirement.

Good on you, where's_the_Outrage?. I am in similar circumstances (re. young dependents).

Regards,

[WildHighlander57]

Did you get retirement health coverage thru your employer ?