Oh yes, its even worse than just paying for all of this crap with our tax payer money. The CFPB has been using the money its extorted from fining companies to fund left wing groups.
plus, the agency has driven out MANY MANY mortgage lending companies plus it has forced many smaller and medium-sized banks to stop or substantially curtail mortgage lending, too. In short, it is creating a virtual monopoly (the four very largest bankers) in Real Estate lending... which is NOT good for the public AT ALL...as consumer choice gets more and more limited in both sources and available terms of loans)
of course, this was one of the key purposes for this redundant, super-highly-politicized (as you’ve pointed out, corrupt in reality) agency in the first place